Draw Analyst; Construction Lending

Kiavi is one of the nation’s largest private lenders to residential real estate investors (REIs). We harness the power of data & technology to offer our customers a simpler, more reliable, and faster way to access the capital they need to scale their businesses.

Formerly known as Lending Home, we’re committed to helping REIs revitalize the approximately $25 trillion worth of aged U.S. housing stock to provide move-in ready homes and rental housing for millions of Americans across the country.

Combining our technology and industry expertise, Kiavi has grown to a team of over 500 and has won many awards over the years including Forbes Fintech 50, Finovate Awards, Best Digital Mortgage Platform, Fast Company’s Most Innovative Companies, and many more.

• Loans Funded: $30 billion in loans funded
• Homes financed: 100,000+ projects funded for our customers across the country
• Geography: 49 states + D.C. where we lend to REIs so they can revitalize neighborhoods
• Employees: Over 500 employees with competitive benefits and perks

This position can be based remotely in any of our approved hiring regions. Our hybrid distributed workforce philosophy allows us to find the best talent in the country and build diverse teams, while allowing our colleagues to work from the location that works best for them.

Identity Verification Notice: To ensure the security and integrity of our hiring process, all candidates are required to complete a secure identity verification. This process uses biometric and device validation to confirm identity and liveness. All data is handled securely in accordance with our privacy policy.

The Construction Lending team is responsible for reviewing, analyzing and approving ground up projects (for cost, timeline, progress, and completion) and disbursing construction holdback draw funds. This team is a client-facing department that partners with sales, operations, and servicing to build a great customer experience.

The Draw Analyst, Construction Lending is responsible for facilitating the phased disbursement of construction holdbacks specifically for ground up, new residential builds, ensuring strict compliance with loan documentation, credit policy, and regulatory requirements specific to ground up financing.

• Review and meticulously analyze complex initial documentation for new construction (including plans, permits, budgets, and detailed construction schedules) to validate project readiness and budget alignment prior to draw.
• Critically evaluate and determine appropriate phased draw disbursements on all ground up construction loans, focusing on validating progress against detailed construction schedules and confirming key milestones (e.g., foundation, framing completion) through inspection reports and documentation.
• Ensure compliance with loan documents, credit policy, and applicable state and federal laws.
• Coordinate and maintain communications with all parties involved in the draw process including but not limited to borrowers, contractors, account managers, third party inspectors, and brokers.
• Process the draw disbursements in a high quality and timely manner that aligns with our policies and procedures.
• Coordinate with other departments to resolve matters pertaining to loan violations, payment delinquencies, and wire transfer issues.

• Proven experience (2+ years) in construction funds control, draw management, or loan servicing with a direct focus on ground up residential or commercial projects is highly preferred.
• Experience with in the construction industry, funds control, real estate/mortgage, loan servicing or other related industry preferred.
• Bachelor’s degree in a related field is preferred.
• Deep knowledge of the phased construction life cycle for residential ground up projects and the corresponding industry-standard documentation (AIA G702/703 forms, lien waivers, sworn statements, etc.).
• General knowledge with construction and mortgage terminology.
• Excellent computing skills and experience including but not limited to MS Excel, Google Sheets, and Google Docs.
• Experience in using database platforms, such as Salesforce or Oracle, a plus.
• Experience with…