Loan Processor Job Upper Sandusky Ohio USA,Finance & Banking

Location: Upper Sandusky

General Description

High level clerical/data entry position assisting departmental staff and loan officers with a variety of duties.

Principal Activities (Major Duties)

Prepare loan estimates, early disclosures, and closing packet for residential real estate loans following TRID guidelines.

Prepare early disclosures and closing packets for Home Equity Lines of Credit.

Prepare documents for Installment loans and commercial loans.

Order appraisal reports and title work.

Book and disburse Residential loans, Equity loans, Installment loans and Commercial Loans.

Review and mail customer statements and notices.

Review and process monthly bills and remittances.

Process payments on escrow accounts for real estate taxes and homeowners insurance.

Process loan payments, answer customer telephone inquiries, and assist walk-in customers.

Assist Loan Officers and all other Bank employees with requests and inquiries.

Responsible for accurately scanning, indexing and auditing loan document imaging.

Maintain compliance to all government regulations, including Bank Secrecy Act, Regulation E (Electronic Funds), Regulation CC (Funds Availability), CRA and Regulation DD, Loan Policy or other policies pertaining to your position.

Promote a positive image of bank involvement in community initiatives, organizations and culture with co-workers within the Bank.

Refer customers to suitable departments such Deposits, Loans, Financial Service Group, Merchant Services and/or Treasury Management.

Responsible to reconcile general ledger and non-post accounts.

Note this job description is not designed to cover or contain a comprehensive listing of all activities, duties or responsibilities that are required for this job. Duties, responsibilities and activities may change at any time with or without notice.

Requirements

High School diploma, GED or equivalent. Preferred loan processing/banking experience, but not required. Strong analytical and organization skills. Strong written and verbal communication skills. Familiarity with Microsoft Excel/Word preferred, but not required. Must possess the ability to manage multiple priorities and deadlines independently and within team setting. The Loan Processing Clerk position is required to complete the Banking for Beginners Course, as well as to become a Notary.

Benefits

Wages are commensurate with experience and a complete benefits package is provided including educational reimbursement with First Citizens paying 100% of tuition for full‑time employees; student loan debt repayment; paid time off; 401(k); health, dental, vision insurance; and more.

Employment Conditions

This job does not list all the duties of the job. This job description may be revised at any time. This job description is not to be implied as a contract for employment for any length of time and will not change the employee’s at will relationship. Either the employer or the employee may terminate employment at any time.

Equal Opportunity Employer

Equal Opportunity Employer D/V. First Citizens is an at‑will company.

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