Community Loan Lender

RESPONSIBILITIES #LI-Hybrid

• Originate portfolio loans, government loans, HELOCs (Home Equity Line of Credit), and fixed rate loans which are sold on the secondary market.
• Generate residential loans in targeted areas by actively promoting the Bank's CRA lending efforts
• Identify the customer's needs, analyze the loan request, financial data and offer recommendations on mortgage loan products
• Participate and/or lead community related events to create relationships with area Realtors, Builders, Community Action Groups and others who actively conduct business within the targeted communities
• Join and establish relationships with non-profit organizations, Board of Realtors, Home Builders Associations, city and state housing agencies and any other public forums to generate and increase first time buyer and CRA lending opportunities
• Host local home buyer education events for the public and provide program and product awareness training for bank partners, Realtors, builders, non‑profits, etc., geared toward the housing needs of the local communities, especially first‑time home buyers
• Minimize risk exposure ensuring Community Home Loan Lenders adhere to all federal, state, and internal compliance regulations, policies, and procedures
• Maintain a comprehensive knowledge base of the mortgage industry, mortgage products, lending practices and regulatory guidelines especially programs and products which are beneficial to the local communities
• Understand and follow the Park National Bank lending policy, procedures and underwriting requirements
• Maintain awareness of and adherence to Bank's compliance requirements and risk management concepts, expectations, policies and procedures and apply them to daily tasks
• Deliver a consistent, high level of service within our Serving More standards
• Other duties as assigned

• Interpersonal/Customer Service Skills
• Written and Verbal Communication
• Ability to understand and follow directions
• Adaptable to change
• Basic Computer Skills
• Analytical Thinking
• Problem/Situation Analysis
• Technical Expertise
• Ability to build collaborative relationships
• Ability to develop or mentor others

• Bachelor's degree in business administration or related field preferred
• Minimum of a high school diploma or equivalent required
• Minimum of 2-4 years' experience in the mortgage lending process: processing, underwriting, closing, and originating
• NMLS SAFE Act Registration or the ability to be registered within 30 days required.

This position is salary and exempt. Responsibilities extend beyond traditional office hours; seven days a week and evening hours are at times required.

Travel will be required to meet with clients, Realtors, & community leaders

This position is eligible for a flexible work arrangement allowing work from office and remote locations. Candidate must live within 50 miles of Charlotte, NC.

This employer is required to notify all applicants of their rights pursuant to federal employment laws.

For further information, please review the Know Your Rights notice from the Department of Labor.