Credit Risk Monitoring Officer

Credit Risk Monitoring Analyst

The Credit Risk Monitoring Analyst monitors credit risk exposures provide analysis to facilitate decision making and is a pivotal stakeholder in credit crisis by actively contributing to solve critical situations alongside the senior risk managers

• ACTIVITY CONTROLS
  - In charge of producing activity/product controls and analysis, ensuring the consistency of the information, raising alert to management in any situation deemed sensitive. Progressively gain autonomy to deal with critical overdrafts events and request support from senior colleagues to schedule and host meetings when required
• CONTROL AND DECISION (BEFORE THE FACT) – For the standard, recurrent cases ensure an efficient monitoring by assessing the risk and take a credit risk decision in a timely manner, being able to maintain client focus while respecting RISK guidelines. With the guidance of senior members, gain autonomy to handle more complex requests. This might include specific portfolio analysis; stress test or leading crisis calls with the support of senior colleagues
• ANNUAL AND AD-HOC REVIEW – Progressively gain autonomy to contribute both to business and credit teams needs with analysis and suggestions regarding the calibration of limits adequate to the clients' activity
• RISK DATA QUALITY
  - Monitor the data quality of the risk metrics in scope in the appropriate risk systems and collaborate to corrections when necessary;
  Work together with IT development and Business Analysts to ensure all system improvements continue to maintain the expected quality of risk metrics data
• PROJECT CONTRIBUTOR
  - When required, collaborate to growth projects when a monitoring expertise is required. Contribute to projects related to Corporate and Institutional Banking Securities Services (CIB2S) when monitoring view is concerned
• Diffuse the risk awareness via training and information events

• Master's degree in Economics, Finance, Accounting or IT
• Up to 2 years of experience Banking and Financial Operations, Financial Analysis and Advisory or Risk and Controls
• Fluent (C1) level of English
• Decision making skills
• Attention to detail / rigor
• Ability to collaborate / team work
• Critical thinking skills
• Risk management and risk analysis skills
• Analytical ability, namely in Excel

BNP Paribas, the European leader in banking and financial services in Europe, operates in 64 countries and has nearly 180,000 employees. The Group is structured around three operating divisions. Its business lines cooperate closely, as part of our integrated model, to meet the needs of all our clients in a coordinated manner:

• Corporate & Institutional Banking (CIB), connects corporate clients needing financing and institutional clients looking for investment opportunities;
• Commercial, Personal Banking & Services (CPBS), brings together all the Group's commercial & personal banking and several specialised businesses;
• Investment & Protection Services (IPS), combines a unique continuum of products and services across protection, saving, investment and real-estate.

Our Presence in Portugal

In Portugal since 1985, BNP Paribas today has more than 9.700 employees, distributed across the Group's 10 business entities established in the country. Its presence also extends to 11 excellence centres providing value-added services to various countries where the BNP Paribas Group also operates.

Diversity and Inclusion Commitment

BNP Paribas´ ambition is to cultivate an open and responsive environment for all that encourages collaboration and interaction. We demonstrate our commitment by actively contributing to the Group's Diversity and Inclusion strategy and goals, in line with the United Nations Sustainable Development Goals. As part of our local Corporate and Social Responsibility
- Diversity & Inclusion strategy, BNP Paribas Portugal is committed to:

• Promote a fair and unbiased recruitment process and offer professional development opportunities to all employees;
• Celebrate diversity and advocate for inclusion, both externally and internally, encouraging employee's participation, creating space for different…