Sr. Insurance Analyst

Roles & Responsibilities

• Independently review and analyze complex annual insurance renewal documents for Real Estate, Commercial, and SBA loan portfolios.
• Evaluate insurance policies for compliance with loan documents, servicing agreements, and investor guidelines.
• Identify insurance deficiencies and communicate directly with insurance agents, borrowers, and internal stakeholders.
• Monitor cancellation notices and ensure continuous insurance coverage is maintained.
• Review insurance documents for new loan originations and resolve compliance issues prior to closing.
• Maintain accurate insurance data within McCracken and other internal systems.
• Exercise professional judgment and escalate high-risk issues when appropriate.
• Support audits, loan sales, and special projects.
• Provide informal mentoring and technical guidance to junior analysts.
• Participate in cross-training and departmental initiatives.
• Identify and recommend workflow and process improvements.
• Complete all required compliance and cybersecurity training.

• Independently review and analyze complex annual insurance renewal documents for Real Estate, Commercial, and SBA loan portfolios.
• Evaluate insurance policies for compliance with loan documents, servicing agreements, and investor guidelines.
• Identify insurance deficiencies and communicate directly with insurance agents, borrowers, and internal stakeholders.
• Monitor cancellation notices and ensure continuous insurance coverage is maintained.
• Review insurance documents for new loan originations and resolve compliance issues prior to closing.
• Maintain accurate insurance data within McCracken and other internal systems.
• Exercise professional judgment and escalate high-risk issues when appropriate.
• Support audits, loan sales, and special projects.
• Provide informal mentoring and technical guidance to junior analysts.
• Participate in cross-training and departmental initiatives.
• Identify and recommend workflow and process improvements.
• Complete all required compliance and cybersecurity training.

• Two (2) years of experience in insurance, lending/ banking
• Strong judgment, organization, communication, and independent work capability
• Accuracy and quality of insurance reviews
• Timeliness of renewals and new-loan reviews
• Customer service responsiveness and professionalism
• System accuracy and data integrity
• Audit readiness and loan sale support
• Ongoing professional development and compliance adherence
• Professional communication with agents, borrowers, and internal teams
• Strong technical insurance knowledge and analytical capability
• Collaborative teamwork and departmental support
• Proficiency in Microsoft Office and internal banking systems

• Associate or bachelor’s degree preferred
• Minimum of 2 years of property and casualty insurance experience preferred

• Certifications:
  
  AINS, AU, CPCU coursework or progress preferred

AA/EOE