Senior Group Underwriter

• Determines and provides guidance to medical underwriters concerning the risk selection of applicants applying for commercial health coverage
• Coordinates with other departments to ensure accuracy and consistency of overall account reporting
• Proposes rates for prospective business utilizing a combination of other carrier experience, demographic data and manual rates
• Performs post-sale reviews
• Works with product and sales partners to survey existing product portfolios by market, monitors sales results, trends and needs and recommends product portfolio changes

• Requires a BA/BS in a related field
• Minimum 4 years of related experience
• CPCU, CLU, LOMA, HIAA, PAHM or other insurance related courses highly preferred
• Level Funded medical underwriting experience highly preferred
• Small group experience preferred

Demonstrates expertise in medical underwriting, risk assessment, and product portfolio management, with a strong focus on accuracy and collaboration across departments. Proficient in analyzing demographic data and sales trends to inform decision-making and propose competitive rates.

• Medical Underwriting Experience
• Risk Assessment
• Product Portfolio Management
• Demographic Data Analysis
• Insurance Certifications

• Risk Selection
• Rate Proposal
• Post-Sale Reviews
• Sales Trend Monitoring
• Account Reporting

• Collaboration
• Guidance
• Communication

• CPCU
• CLU
• LOMA
• HIAA
• PAHM

• Commercial Health Coverage
• Small Group Experience
• Insurance Industry
• Underwriting Guidelines