Senior Commercial Lender

Key Responsibilities Business Development

• Originate new CRE opportunities including income-producing properties, owner-occupied real estate, construction, and development loans
• Develop and maintain referral networks with brokers, developers, attorneys, CPAs, and community leaders
• Proactively identify cross-sell opportunities across treasury management, deposits, and other bank services
• Represent the bank at community and industry events

• Structure and negotiate loan terms in accordance with bank policy
• Analyze borrower financial statements, tax returns, global cash flow, rent rolls, and appraisals
• Prepare comprehensive credit presentations and risk assessments
• Ensure adherence to regulatory guidelines and internal credit standards

• Manage and grow an existing CRE portfolio
• Monitor asset quality, covenant compliance, and collateral performance
• Conduct annual reviews and risk rating updates
• Proactively address problem credits and work with leadership on remediation strategies

• Bachelor’s degree in Finance, Accounting, Business, or related field
• Minimum 5–10+ years of commercial lending experience with significant exposure to commercial real estate
• Demonstrated success in business development and portfolio growth
• Strong knowledge of CRE underwriting, cash flow analysis, and risk assessment
• Experience with construction and development lending preferred
• Strong communication, negotiation, and relationship management skills