Business Banker

Business Banker 1

Pay is based on a number of factors including the successful candidate's job-related knowledge and skills, qualifications, and prior experience. Arvest offers a comprehensive suite of benefits, including a full range of health and life, financial, and wellness benefits. For more information about benefits, please visit

Location:

108 N Maple, Nowata, OK 74048

Position requires availability Monday through Friday 8:00 AM to 5:00 PM with additional hours as needed.

The ideal candidate with have previous experience or knowledge in agricultural lending and a deep commitment to community engagement in the agricultural sector.

Under the direction of the assigned manager, the Business Banker 1 develops relationships leading to new business and works with strategic partners to fully develop current customers. The incumbent is responsible for the management of basic small business relationships. Proficient knowledge of the Bank's business banking products is required. Originating small business loans will include collaboration with our Small Business Underwriting (SBU) department for the underwriting of small business loans and/or developing the skills to underwrite loans outside the scope of SBU.

We are seeking candidates who embrace diversity, equity and inclusion in a workplace where everyone feels valued and inspired.

Essential duties and responsibilities include the following. Other duties may be assigned.

• Actively manage basic small business relationships utilizing the CFB4 (or small business equivalent) sales principles to develop a fully banked account relationship.
• Develop relationships within the community leading to new business opportunities for the Bank.
• Work internally with strategic business partners (e.g. Arvest Business Engagement (ABE), Treasury Management, Credit Card, Wealth Management, etc.) and branch associates to fully develop the Small Business Customer/Prospect relationship.
• Facilitate small business loans through Small Business Underwriting (SBU) per policy guidelines.
• Develop the skills needed to originate small business loans that are not processed by SBU (i.e. obtaining necessary application documentation, credit analysis, and decisioning).
• Maintain quality portfolio as outlined in bank loan policy and/or as directed by the Loan Manager.
• Be readily available to assist with internal and external questions and issues regarding small business banking products and services.
• Use Client Link to manage and track client relationships, schedule contacts, follow-up and input sales opportunities for pipeline, production, etc.
• Maintain a working knowledge of all Arvest business banking products and services including deposit accounts, loans, Treasury Management products, credit cards, merchant services, SBA loans, etc.
• Attend internal and external meetings and training, as required.
• Understand and comply with bank policy, laws, regulations, and the bank's BSA/AML Program, as applicable to your job duties. This includes but is not limited to; complete compliance training and adhere to internal procedures and controls; report any known violations of compliance policy, laws, or regulations and report any suspicious customer and/or account activity.

Team accountabilities:

• Cross-sell other services of the bank.
• Support and uphold the Arvest Mission Statement.
• Uphold the Arvest Code of Ethics and ensure that confidential information is safeguarded.
• Maintain a high level of cooperation and rapport with all associates in order to ensure accurate and efficient operations and service.
• Formulate and communicate new ideas and suggestions that will improve profitability and efficiency for the bank's overall operation.
• Promote professionalism at all times.

Responsibilities:

Qualification requirements:

• Associates' degree in related field or equivalent military or work experience required. Relevant military experience is considered for veterans and transitioning service members.
• 3 years of sales, banking, credit analysis and/or lending experience required.
• General understanding of building full banking relationships required.
• Completion of CFB4 (or small business equivalent) required within 12 months.
• Com…