Sr. Director of Enterprise Risk Programs and Intelligence

OVERVIEW

The Company

U.S. Financial Technology (U.S. Fin Tech) is seeking an experienced Senior Director of Enterprise risk Programs and Intelligence to join our team of talented professionals. This is a full-time remote opportunity.

U.S. Fin Tech built and operates the largest and most advanced mortgage securitization platform in the world, supporting the Uniform Mortgage-Backed Security (UMBS) of Fannie Mae and Freddie Mac.

Supporting 70% of the mortgage-backed securities in the market, U.S. Fin Tech provides best-in‑class single‑family issuance, bond administration, disclosure, and tax services. We support a broad portfolio of products for our clients with full lifecycle management.

Our market‑leading, cloud‑based, end‑to‑end platform executes transactions on an extraordinary scale which has bolstered liquidity in the secondary mortgage market, one of the largest and most important financial markets in the world. Our unique approach to securitization combines the best minds in financial services with the know‑how, flexibility, and innovation of leading technologists.

Job Information

The Senior Director, Enterprise Risk Programs & Intelligence, leads to the integration of enterprise‑wide risk insights, monitoring, and strategic risk programs to support effective risk oversight and executive decision making.

This role is responsible for advancing the organization’s enterprise risk management capabilities through the development of risk indicators, analytics, scenario analysis, and enterprise‑wide risk reporting while overseeing key risk programs such as third‑party risk management, people risk, financial risk monitoring and emerging risk identification.

The Sr. Director will partner closely with leaders, technology and operations teams, finance, HR and risk program owners to develop a holistic view of enterprise risk exposure ensuring that leadership and the Board receive timely, actionable insights into emerging risks and risk reporting.

This role reports into the Chief Risk Officer and serves as key member of the Risk Leadership Team.

Key Job Functions

Enterprise Risk Programs:

• Lead the design, enhancement and integration of core ERM programs:
  • Risk Appetite: Develop and maintain the risk taxonomy and risk appetite for approval by ERC and Board. This includes establishing and maintaining processes for Risk Appetite monitoring and escalation and leveraging appropriate systems and tools.
  • Key Indicator Program: Lead the development and monitoring of Key Indicator framework (Key Risk Indicators, Key Control Indicators, and Key Performance Indicators) and enterprise risk appetite metrics.
  • Scenario Analysis: Lead enterprise scenario analysis exercises (long tail & short tai) to assess potential risk event and emerging risk exposures. Translate outputs into clear implications and action‑oriented insights.
  • Enterprise Risk Profile Development
• Ensure alignment of risk programs to the enterprise strategy and regulatory expectations.
• Integrate outputs across programs to create a cohesive enterprise risk view, ensuring the view reflects both the current state and forward‑looking risk outlook.

Risk Analytics and Reporting

• Own the development and execution of enterprise risk reporting, dashboard and analytic capabilities. Define the reporting standards, data requirements and visualization strategies.
• Translate complex risk data into clear actionable insights for Executive leadership, Committees, and the Board.
• Evolve reporting from static summaries to forward looking, insight driven analysis.

Risk Aggregation & Enterprise View

• Lead the development of risk aggregation methodologies across risk domains.
• Integrate data from KRIs, RCSAs, scenario analysis and risk assessments.
• Identify risk interdependencies, concentrations and systemic exposures.
• Produce enterprise level views that support decision making and prioritization.

Third & Fourth Party Risk Management Program

Oversee the Third and Fourth Party Risk Management (TPRM) Program, including monitoring and oversight of vendor risk exposure, concentration risk and systemic dependencies. Additionally, ensure development and implementation of periodic Third‑Party Risk…