AML​/CFT and Compliance​/CRA Associate

Trust Bank is seeking an AML/CFT and Compliance/CRA Associate to support regulatory compliance for our community-focused bank in Olney, IL. In this role, you will monitor transactions, assist with BSA/OFAC and AML reviews, perform customer due diligence, and support CRA data collection and reporting. You will help prepare documentation for audits and exams, maintain accurate compliance records, and assist with staff training.

This position is ideal for detail-oriented professionals who value integrity, teamwork, and building long-term relationships with clients and the community.

Responsibilities

• Monitor transactions and customer activity for potential AML/CFT and BSA/OFAC concerns
• Conduct customer due diligence and enhanced due diligence reviews
• Assist with CRA data collection, analysis, and reporting to meet regulatory requirements
• Investigate and document suspicious activity, preparing SARs as needed
• Maintain compliance records, logs, and testing documentation
• Support regulatory exams, internal audits, and compliance reviews
• Help develop, update, and implement bank compliance and AML/CRA policies and procedures
• Deliver or assist with staff training on compliance, AML, and CRA topics
• Stay current on federal and state banking, AML/CFT, and CRA regulations
• Collaborate with business lines to ensure products and services meet compliance standards

Required Skills

• Anti-Money Laundering (AML) monitoring
• Countering the Financing of Terrorism (CFT) compliance
• Bank Secrecy Act (BSA) regulations
• OFAC screening and sanctions compliance
• Community Reinvestment Act (CRA) analysis and reporting
• Customer due diligence (CDD) and enhanced due diligence (EDD)
• Suspicious Activity Report (SAR) preparation
• Regulatory compliance documentation and testing
• Data analysis and reporting in Excel or similar tools
• Internal audit and examination support