BSA Compliance Risk Manager

Reports to
: BSA Officer

Classification
: non-exempt

Work Location
:
Hybrid or remote, business needs require proximity to one of our six branches

Office Location
:
Any one of our 6 branches (
Nebraska Branches
: Omaha, Elkhorn, NE City.
Iowa Branches
: Oakland, Sidney, Hamburg)

Hours
:
Full Time, Monday – Friday, 8am – 5pm

In this pivotal position, you will serve as a key partner to the BSA Officer, helping to develop, implement, and maintain a robust Bank Secrecy Act (BSA) Compliance Program. You will play a vital role in ensuring the organization meets regulatory requirements, identifies and investigates suspicious activity, and proactively mitigates fraud risks.

You’ll bring a strong understanding of regulatory frameworks, sharp investigative skills, and a passion for protecting the financial system from illicit activity. Your attention to detail and proactive approach will support a culture of compliance and integrity across the organization.

• Review cash activity reports and courier logs for anomalies or red flags.
• Prepare and submit Currency Transaction Reports (CTRs) and Suspicious Activity Reports (SARs).
• Monitor and manage alerts and cases within Verafin or similar BSA/AML software.
• Conduct Enhanced Due Diligence (EDD) and Customer Due Diligence (CDD) reviews.
• Prepare high-risk customer reviews and compile monthly/quarterly BSA reports.
• Audit Customer Identification Program (CIP) and Beneficial Ownership (BO) records for accuracy and compliance.
• Respond to employee inquiries and deliver BSA/AML-related training.
• Navigate sensitive or challenging conversations with employees and customers in a respectful, empathetic, and solution‑oriented manner.
• File fraud reports and manage 314(a) and 314(b) information‑sharing requests.
• Maintain and update BSA/AML/OFAC policies, procedures, and risk assessments.
• Optimize transaction monitoring systems and recommend rule tuning as needed.
• Coordinate with internal and external auditors and examiners during reviews.
• Stay current on BSA/AML/OFAC regulations, fraud trends, and industry best practices.
• Travel between branches as needed and attend external compliance conferences.
• Perform other duties as assigned by management.
• Provides prompt and effective service to internal and external customers.
• Demonstrate commitment, dependability, and respect for other team members.
• Regular and predictable attendance, punctuality, and adherence to agreed‑upon schedule of availability.
• Perform physical requirements as described in the Physical Requirements section

• Minimum of 3 years of experience in a BSA/AML compliance role within a financial institution.
• Strong knowledge of BSA, AML, OFAC, and FinCEN regulations.
• Experience with BSA/AML software such as Verafin, Abrigo, or FCRM.
• Bachelor’s degree in finance, Business, Accounting, or a related field are preferred.
• Relevant certifications are strongly preferred.
• Excellent analytical, investigative, and organizational skills.
• Strong written and verbal communication skills, including the ability to have difficult conversations with employees and customers.
• High level of professionalism, integrity, and discretion.
• Ability to work independently and collaboratively in a fast‑paced environment.
• Proficient in time management and multitasking.

Supervisory responsibilities
— none

The incumbent works in an office environment that is not substantially exposed to adverse environmental conditions such as heat, cold, or extreme noise.

• Sedentary work that primarily involves sitting/standing.
• Remaining in a stationary position, often standing or sitting for prolonged periods.
• Occasionally lifting or carrying objects less than 15 lbs.
• Communicating with others to exchange information.
• Communicating by means of spoken word to impart oral information to convey detailed spoken instructions to other workers, clients, & the public accurately, loudly and/or quickly.
• Constant repeating motions that may include the wrists, hands and/or fingers.
• Clear vision at approximately 20” or less, including use of computers, mid-range and 20’ or more.
• Ability to hear, understand, and distinguish speech in person,…