Consumer Loan Administration

Job Title

Consumer Loan Administrator

Full Time, non-exempt

Pre-Closing Loan Administration Manager

In Office. With ability to occasionally request to work elsewhere as needed.

Business needs require candidate to live within reasonable commute to the Omaha Metro Area.

Consumer Loan Administrator is responsible for all aspects of pre-closing including: all necessary due diligence, doc prep. Requires good organizational skills, attention to detail, and the ability to communicate clearly and effectively to clients and employees, and solve problems in a timely manner.

• Loan document preparation for all types of loans, ensuring procedures & policies are carried out effectively and within deadlines.
• Work in coordination with officers, attorneys and other personnel to ensure transactions comply with bank’s loan policy.
• Obtain, order, and analyze documentation and verify moderate to complex loan transactions.
• Review due diligence documents including purchase contracts, entity documents, lease agreements, UCC searches, title and insurance policies.
• Assist in reviewing, preparing, and maintaining credit files and follow up on outstanding items.
• Process advances and disbursements and prepare payoff letters.
• Review closing documentation to ensure terms are in conformance with bank policies.
• Safeguard original notes and collateral.
• Collaborate with post-closing loan admin to ensure onboarding of loans is completed.
• Maintain and manage the loan exception list to update collateral, taxes, insurance, and file items.
• Process adverse action and withdrawn files, send declination letters, complete adverse action forms.
• Add HMDA information as needed.
• Maintain tickler system with regular monitoring.
• Process loan payments and payoffs.
• Assist with releasing collateral and closing loans upon payoff.
• Communicate with loan officers about discrepancies, customer issues, ticklers.
• Participate in audits and work with external and internal parties to ensure receipt of vital documents and final disposition.
• Provide prompt and effective service to internal and external customers.
• Demonstrate commitment, dependability, and respect for teammates.
• Maintain regular attendance, punctuality, and adherence to schedule.
• Perform physical requirements as described.
• Assume special projects and other duties as assigned.

• Familiar with lending concepts, practices, and procedures including loan accounting, file maintenance, compliance, business entity structure, law, and underwriting.
• Minimum 2 years experience preparing loan documents for consumer credits or TRID.
• Ability to work independently.
• Ability to handle multiple tasks and prioritize.
• Professional communication with external and internal customers.
• Physical demands: bending, sitting, lifting; primarily sedentary; occasionally lifting less than 15 lbs; constant repetitive motions of wrists/hands; vision 20” or less with computer use; hearing and speech communication; reach and extend arms; assess accuracy, neatness, thoroughness.

No adverse environmental conditions expected.

Full time, typical work hours 8-5 M-F.

5% local/regional travel.

Arbor Bank maintains a policy of non-discrimination with employees and applicants for employment. No aspect of employment with us will be influenced in any manner by race, color, religion, sex, age, national origin, marital status, disability, or any other basis protected by applicable law. We also believe in the principles of the Americans with Disabilities Act (ADA). ADA prohibits employers from unlawfully discriminating against employees or job applicants with disabilities when making employment decisions.

We will provide reasonable accommodation to otherwise qualified disabled employees or applicants. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at