First Line Risk Analyst Senior - Fraud

At Associated Bank we strive to create an inclusive culture where different perspectives are valued and recognized as strengths critical to our success. If you thrive in an environment where your growth and development are encouraged and supported, then Associated Bank may be the right place for you.

The Senior First Line Risk Analyst serves as a key risk program leader and subject matter expert supporting fraud risk management across payment channels and banking operations. This role drives complex risk reviews, fraud investigations, and control assessments that help protect customers and strengthen business performance. You'll partner across teams, influence risk strategy, and gain exposure to enterprise-wide initiatives in a highly collaborative environment.

• Develop and enhance fraud detection strategies across ACH, debit, Zelle, wire, and bill pay channels.
• Lead investigations into complex fraud events and document findings for internal, regulatory, and law enforcement purposes.
• Analyze fraud trends, operational risk events, and customer impacts to identify control improvement opportunities.
• Partner with business leaders, operations teams, and second line risk partners to strengthen risk management practices.
• Conduct risk assessments and support control design for new payment products, systems, and vendor integrations.
• Drive quality assurance reviews, control testing activities, and reporting initiatives aligned with OCC expectations.
• Coordinate responses and supporting documentation for internal audits and regulatory reviews.
• Deliver clear, actionable risk insights that support informed business decisions and operational improvements.

• Bachelor's Degree in Risk Management, Business, Finance, Data Analytics, or a related field, or equivalent combination of education and experience.
• 4+ years of experience in financial services with responsibilities related to risk management programs and practices.
• Knowledge of enterprise or operational risk frameworks, banking products, and regulatory expectations.
• Experience supporting fraud risk management, control testing, investigations, or operational risk activities.

• Experience supporting payments, fraud prevention, or banking operations risk programs.
• Familiarity with OCC heightened standards and regulatory review processes.
• Strong analytical, reporting, and cross-functional collaboration skills.
• Experience working with payment systems, fraud detection tools, or vendor risk assessments.

• Retirement savings including both 401(k) and Pension plans.
• Paid time off to volunteer in your community.
• Opportunities to connect with others through our diversity-focused Colleague Resource Groups.
• Competitive salaries with professional development and advancement opportunities.
• Bonus benefits including well-being programs and incentives, parental leave, an employee stock purchase plan, military benefits and much more.
• Personal banking, loan, investment and insurance benefits.

Associated Bank is an equal opportunity employer committed to creating a diverse workforce. We support a work environment where colleagues are respected and given the opportunity to perform to their fullest potential. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.

We welcome and encourage applications from all qualified parties, including but not limited to people returning to the workforce, people with disabilities, those without a college degree, and veterans or those with military experience.

Fully complies with all applicable enterprise policies and procedures. Acts in compliance with all applicable laws and regulations as outlined in training materials, including but not limited to Bank Secrecy Act. Responsible for reporting suspicious activity to Financial Intelligence. Responsible to report all customer complaints as prescribed and procedure violations to management or HR.

Responsible to report ethical concerns as needed to Associated Bank's anonymous Ethics Hotline.

Associated Bank provides additional assistance throughout the application, interview and hiring process. Please contact leavesandacco if you need an accommodation at any time during the process.

Associated Banc-Corp participates in the E-Verify Program. E-Verify Notice English or Spanish. Know Your Right to Work English or Spanish.

Associated Bank is Pay Transparency compliant.

The pay range represents anticipated base pay for this role. Actual pay may vary based on factors including, but not limited to, work location, skills, experience, education, and qualifications for the role.

$70,280.00 - $ per year