Senior Claims Specialist

Company Farm Family Farm Family specializes in farm and ranch protection with a wide range of products including flexible farm packages, business owner policies, commercial package, workers compensation, commercial auto and select personal auto coverage. Farm Family is a leader in serving the Northeast and Mid-Atlantic markets and is pursuing growth across the U.S. The Farm Family entities are wholly-owned subsidiaries of Clearbrook Group Holdings Inc.

Business Title(s):
Senior Claims Specialist

Employment Type:

Full-Time

FLSA Status:
Exempt

Location:

In Office | Any employee, in any Clearbrook office, can apply for this opportunity and stay in their current location.

Summary:

We are looking for a highly capable Senior Claims Specialist to join our team and work from our Omaha office. Alternatively, we can fill this position in our Albany, Chicago, Los Angeles, New York City, or Richmond (VA) offices. We work together in the office five days a week in order to strengthen our culture, build team connections, and drive profitability.

The position is responsible for the investigation, evaluation, negotiation, and settlement of general liability claims, including some commercial auto claims. This includes assessing coverage, contacting the customers, investigating the facts surrounding the loss, arranging inspection, experts, and third parties; collecting information and evaluating complexity of loss of claims when needed; negotiating loss settlements either directly with our customers or through their assigned counsel and finalizing settlement.

Specialists are required to understand and comply with Insurance Regulations, Statutes, and case law accordingly. The Specialists work closely with other departments, vendors, and defense counsel as needed throughout the claim process. Our Senior Claims Specialists contribute to providing superb results for our clients. This is a 100% in-office position. Candidates must be able to work on-site at a designated company office during standard business hours.

• Under technical supervision and working within significant limits and authority, adjudicate third-party bodily injury and property damage claims with a direct impact on the overall achievement of results for the team.
• Providing laser-focused customer service to our clients by providing superior claims outcomes and developing meaningful and long-lasting connections with our insured and brokers.
• Analyzing claims forms, policies and endorsements, client instructions, and other records to determine whether the loss falls within the policy coverage.
• Investigating claims promptly and thoroughly, including interviewing all involved parties in order to determine the facts of the loss.
• Managing diary timely and complete tasks to ensure that cases move to the best financial outcome and timely resolution.
• Creating and continuously reviewing reserves in line with market and Farm Family's reserving policy.
• Determining the appropriate method of inspection or review of facts.
• Identifying, assigning, and coordinating the assignment and coordination of expertise resources to assist in case resolution.
• Ensuring compliance with state regulations and requirements.
• Settles straightforward claims in line with authority limits and adheres to organizational referral procedures Negotiates in a timely and effective manner to provide cost effective solutions for the company and its customers within own limits using a range of negotiation styles.
• Prepare reports for file documentation escalation notices and present claims to Claims Committee Reporting to claims management and underwriters on claims trends and developments.
• Processing mail and prioritizing workload.
• Completing telephone calls and written correspondence to/from various parties (insured, claimant, etc.).
• Having an appreciation and passion for strong claim management.

• A broad theoretical knowledge of general liability claims as well as an exceptional customer service focus typically obtained through:
  Bachelor’s degree from an accredited university required.
• Two or more insurance designations or four additional years of related experience adjudicating bodily injury claims beyond the minimum experience required below may be substituted in lieu of a degree.
• A minimum of two years' experience adjudicating claims is required, preferably with general liability and commercial auto claims experience.
• Must be able to obtain necessary state licenses and maintain Continuing Education (CE) requirements as needed.
• Must have good business acumen (i.e. understand how an insurance company works and makes money, including how this role impacts both Farm Family and our customers’ ability to be profitable).
• Ability to regularly exercise discretion and independent judgment with respect to matters of significance.
• This role primarily faces problems and issues that generalized and typically not complex, but require an understanding of a broader set of…