Sr Lifecycle Marketing Manager

** Job Overview*
* Pen Fed is hiring a (Hybrid) Sr. Lifecycle Marketing Manager at our Omaha, Nebraska Service Center. This role leads lifecycle strategy and program execution to increase member activation, deepen product engagement, and improve retention across Pen Fed's consumer banking portfolio. The Sr. Lifestyle Marketing Manager works directly with product marketing leads to shape and optimize product-specific lifecycle journeys, partnering across Product, Analytics, and Channel teams to translate member insights into targeted, measurable campaigns that strengthen long-term loyalty.

** Responsibilities*
* Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This is not intended to be an all-inclusive list of job duties and the position will perform other duties as assigned.

+ Develop and implement end-to-end lifecycle campaigns (brief, audience/offer strategy, creative requirements, build, QA, launch, and optimization) in partnership with product marketing leads and channel owners.

+ Define journey maps and communication cadences that educate members on products, services, and tools-driving early activation, product primacy, and lifetime value.

+ Develop rewards and experience frameworks that connect member behaviors and product engagement to meaningful, differentiated value and brand affinity.

+ Translate insights and attrition indicators into prioritized onboarding, engagement, and retention work streams for each product's lifecycle journey.

+ Lead execution of multi-channel onboarding for new members, ensuring timely, coordinated touchpoints across email, mobile, direct mail, and digital channels.

+ Build triggered and scheduled communications by product to drive early-life KPIs (e.g., first purchase/payment, direct deposit, initial funding, mobile adoption, rewards engagement), aligned to each product's lifecycle journey.

+ Design save and win-back campaigns for members showing cancellation intent, declining usage, or reduced transaction activity.

+ Track retention performance against defined metrics (e.g., churn reduction, save rate, lifetime value) and present insights and recommendations to marketing leadership.

+ Leverage behavioral and transactional data to segment audiences and personalize messaging by product, channel, and lifecycle stage.

+ Embrace and responsibly leverage AI-enabled tools to improve lifecycle marketing effectiveness (e.g., audience insights, personalization, experimentation, and workflow efficiency).

+ Build and manage a proactive retention and re-engagement program that identifies at-risk and inactive members using predictive signals and behavioral triggers.

+ Monitor relevant industry benchmarks to keep programs competitive and differentiated.

+ Synthesize data and insights from multiple sources into campaigns and plans that meet member needs

+ Establish measurement frameworks for lifecycle programs (e.g., engagement lift, NPS impact, incremental product adoption) to quantify outcomes and inform iteration.

+ Establish the cross-functional operating rhythm for lifecycle initiatives (e.g., intake, prioritization, stakeholder reviews, and launch readiness) and ensure clarity on owners, timelines, and approvals.

+ Incorporate cross-team feedback objectively and conduct ongoing reviews of marketing offer processes and procedures to ensure appropriate controls are executed.

+ Conduct A/B and multivariate testing across subject lines, creative, offers, and timing to continuously improve open, click, and conversion rates.

+ Apply insights from testing, analytics, and member feedback to prioritize roadmap enhancements and optimize lifecycle programs.

+ Report on lifecycle performance via dashboards and recurring readouts (e.g., activation rate, product adoption, and 90-day engagement benchmarks) and use insights to refine targeting and messaging.

+ Lead meetings, presentations, task forces, and marketing communications for retention, loyalty, and referral initiatives and assigned projects.

* This role is responsible for ensuring business continuity.
* ** Qualifications*
* Equivalent combination of education and experience is considered.

+ Bachelor's degree in Marketing, Business, Communications, or a related field required; MBA or advanced degree a plus.

+ Minimum 5years of progressive marketing experience in the Financial Services industry, with a minimum of 3 years focused on lifecycle, loyalty, or retention marketing.

+ Experience in financial services product marketing and member/customer loyalty programs preferred.

+ Demonstrated success managing credit card or lending product marketing programs, including early-lifecycle and activation campaigns.

+ Salesforce Marketing Cloud experience preferred.

+ Experience in using A.I. tools preferred.

** Skills & Competencies*
* + Strong command of segmentation, audience targeting, and campaign analytics; experience translating data into clear business insights.

+ Proficiency in email, SMS, direct mail, and…