Mortgage Underwriter - Part-Time Remote

• Salary $25-$45+ per hour plus performance bonuses
• Job Type Full time
• Remote Job
• Date Opened 04/17/2026

This is a remote position.

This is a confidential search being managed by The HR Pro on behalf of our client. Full details will be shared with shortlisted candidates.

Our client is a high-performing mortgage professional building a disciplined, systems-driven underwriting operation designed for scale that is looking for an experienced Mortgage Underwriter . With a strong and consistent flow of inbound deals, they are seeking a dedicated underwriting partner to take full ownership of files from application through to funding.

This is a fully remote, long-term opportunity designed to start part-time and grow into a full-time role , (there is opportunity to start full time for the right candidate) offering performance-based compensation and strong earning potential , structured as a contractor position.

This is a production-focused underwriting role where you will manage multiple files at various stages - from application review through to “broker complete.”

The focus is clear:
clean files, strong structuring, and efficient execution. You are not responsible for lead generation or client discovery; your role is to take incoming deals and move them forward accurately, efficiently, and independently.

• Review incoming applications and supporting documentation through FINMO
• Analyze credit, income, and overall deal viability
• Identify risks early and ensure files are structured correctly before submission

• Submit files to appropriate lenders ( A, B, alternative )
• Ensure files are complete, logical, and positioned for approval
• Collaborate with the broker on lender and product placement

• Manage files post-submission through to funding
• Communicate with lenders, clients, and third parties to satisfy conditions
• Keep files moving proactively and efficiently
• Drive all files to “broker complete”
• Monitor incoming applications and document uploads
• Follow up with clients for outstanding information
• Maintain accuracy and consistency across all files

Success in this role means taking full ownership of files with minimal oversight , consistently producing clean, well-structured submissions , and reducing lender back-and-forth. You will become a trusted execution partner , helping the business scale through precision and reliability.

As the business grows, you will contribute to refining systems and workflows , identifying inefficiencies, and recommending improvements to increase speed, accuracy, and consistency across the underwriting process.

This is a fully remote, high-volume environment requiring the ability to manage multiple files simultaneously and balance proactive work with reactive problem-solving. The role will begin with a structured onboarding and part-time workload , transitioning to full ownership of a full-time pipeline as volume scales.

• 3+ years of mortgage underwriting and/or fulfillment experience (
  broker environment preferred )
• Experience across A, B, and alternative lending
• Strong ability to structure self-employed, rental, and credit-challenged files
• Experience with mortgage submission platforms (
  FINMO, Filogix, or similar )
• Proven ability to manage multiple files in a high-volume environment
• Highly detail-oriented, process-driven , and comfortable working independently
• Strong written communication skills with lenders, clients, and partners

• Performance-based compensation with strong earning potential
• Incentives tied to funded file volume and business growth
• Structured as an independent contractor position
• Designed as a long-term opportunity with increasing volume and responsibility