Financial Analyst

It's fun to work in a company where people truly BELIEVE in what they're doing!

We're committed to bringing passion and customer focus to the business.
The Financial Analyst will support PBM operations with a focus on rebate analytics, pharmacy network economics, and financial performance insights. This role collaborates with Strategic Solutions & Services, Rebate Management, Network Strategy, and Strategic Data & Analytics to improve transparency, forecasting, and operational decision-making.

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* Role and Responsibilities:

** Rebate Analytics
* Own rebate forecasting and month-end accruals; reconcile accruals to cash and explain variances.
* Validate rebate eligibility and detect leakage tied to contract or data issues.
* Maintain and enhance financial models linking contract terms to realized rebate performance.

Network Analysis
* Analyze pharmacy network reimbursement trends, guarantee compliance, and preferred network mix.
* Model financial impact of pricing or network strategy changes and produce scenario analyses.
* Develop and maintain KPIs for network unit cost, effective rate, mix shifts, and program savings.

Financial Ownership & Performance
* Support monthly close for PBM financial lines including ingredient cost, admin fees, and rebates.
* Prepare variance analysis, drivers, and executive-ready reporting.

Data, Reporting & Automation
* Build repeatable workflows and validations using SQL, Alteryx, and advanced Excel.
* Improve data quality, documentation, and reporting consistency across systems.

** Qualifications and

Education Requirements:

*** Bachelor’s in Finance, Accounting, Economics, Business, or related field.
* 3–5+ years’ experience in Finance/FP&A, PBM analytics, or contract/claims analytics.
* Strong Excel skills (advanced formulas, modeling).
* SQL proficiency for querying large claims datasets.
* Alteryx experience building automated workflows.
* Ability to communicate complex analysis clearly to cross-functional partners.
** Preferences:
*** Knowledge of PBM pricing components, reimbursement structures, and claim-level data fields.
* Hands-on experience with rebate programs, accrual methodologies, or cash reconciliation.
* Exposure to network/contract analytics and guarantee monitoring.
* Familiarity with SQL-based reporting environments or Python/VBA for automation.
** Physical Requirements
** The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.

This is a largely sedentary role; however, some standing, walking, bending, and reaching may be required. Regularly operates in an office or home office setting which involves utilizing a computer, mouse, keyboard, and occasionally operates other standard office equipment, such as printer, copier, phone. Travel may be required by either car or airplane, or a combination of multiple modes of transportation.
** What We Do
** Lucy Rx is an independent, next-generation pharmacy benefits manager (PBM) transforming how healthcare works. We’re fixing what’s broken in the PBM industry by putting people first and challenging outdated norms. For too long, traditional PBMs have prioritized profit over patients, and we believe that’s just plain wrong.

Lucy Rx offers bold, innovative solutions powered by LucyIQ, our proprietary AI platform, to deliver actionable insights that lower costs, improve care, and simplify prescription management.

While we’re new to the PBM space, Lucy Rx is built on decades of leadership experience and a commitment to meaningful change. We’re a nimble, remote-first team with a bold mission to redefine pharmacy benefits—and we’re just getting started.
** What It’s Like to Work at Lucy Rx
** At Lucy Rx, we’re a fast-moving team dedicated to making healthcare simpler, fairer, and more effective. Joining us means being part of a dynamic, mission-driven group that works collaboratively to challenge outdated industry practices and redefine what’s possible in pharmacy benefits.

We value accountability, innovation, and a relentless focus on making an impact. Here, you’ll find a supportive culture that encourages you to bring your whole self to work,…