Deposit Operations - Operations Service Specialist

Deposit Operations - Operations Service Specialist

Chelsea, MA 02150, USA

Posted Thursday, May 28, 2026 at 4:00 AM

We are seeking a detail‑oriented and service‑driven Operations Service Specialist to join our Operations team. This role is ideal for a versatile operational professional who thrives in a fast‑paced environment and enjoys supporting members, internal teams, and critical day‑to‑day processes across consumer deposits, commercial cash management, card processing, and digital services. In this role, you will serve as a cross‑trained operational resource, helping ensure accurate processing, timely issue resolution, effective risk monitoring, and a seamless member experience.

You will also use AI‑assisted and automated tools to improve efficiency, accuracy, and service delivery while contributing to Metro’s commitment to operational excellence, compliance, and continuous improvement. The position reports to the VP Operations and is based at our Chelsea headquarters with hybrid work arrangements allowing remote work flexibility.

• Deliver excellent member service by responding to requests through mail, secure email, phone, video, online messaging, contact events, help desks, and other service channels within established standards.
• Execute daily operational processing across consumer deposits, commercial cash management, card processing, payment channels, and digital services, including report review, transaction and file processing, balancing, adjustments, accurate posting to internal systems, and use of AI‑assisted and automated tools.
• Engage directly with members to support onboarding, setup, and maintenance of products and services, including business accounts, cash management services, online and mobile banking access, online account opening, cards, payment channels, and related service features.
• Serve as a subject‑matter resource for branch employees and internal teams by troubleshooting issues, researching root causes, supporting member outreach, and coordinating with external processors or vendors when needed.
• Monitor service activity, transactions, applications, and deposits for accuracy, risk indicators, red flags, and suspicious activity; take appropriate action to mitigate loss, restrict access when necessary, and elevate concerns to management, fraud, or other appropriate teams.
• Adopt and utilize AI‑assisted tools and identify automation opportunities to improve efficiency, streamline workflows, reduce manual effort, and enhance service delivery across operational functions.
• Maintain knowledge of applicable products, systems, and federal and state regulations, and adhere to Metro policies, procedures, and service level expectations in all work performed.
• Collaborate with departments and management on issue resolution, operational improvements, company initiatives, and projects, and perform additional duties as assigned.

We are looking for someone who brings strong operational judgment, attention to detail, member service focus, and the flexibility to support a broad range of responsibilities in a cross‑trained environment.

• High school diploma or equivalent required; associate or bachelor’s degree or equivalent work experience preferred.
• 2–4 years of experience in banking or credit union operations, deposit operations, digital services, card services, cash management, or a related operational support role preferred.
• Familiarity with card servicing, dispute processing, ACH, wires, remote deposit capture, or online account opening workflows.
• Demonstrated ability to deliver excellent service to members and internal partners across multiple communication and service channels.
• Strong attention to detail and ability to perform transaction processing, balancing, maintenance, and exception handling with a high degree of accuracy.
• Working knowledge of deposit, payment, card, digital banking, and cash management processes, systems, and service workflows.
• Ability to identify risk indicators, follow procedures, protect member information, and escalate suspicious or unusual activity appropriately.
• Familiarity with…