Senior Loan Officer

Overview

STCU is a growing regional organization rated one of the top-performing credit unions in the nation, and named as one of Fortune Magazine’s Great Places to Work. We look for employees who have a strong desire to serve others, are lifelong learners committed to working hard, with a fun-loving attitude and a desire to make a difference in our members’ lives.

We love people who share our passion for integrity, service, innovation, education, people, and celebration.

STCU offers excellent benefits:

• Paid time off—plus 10 paid holidays!
• Medical, dental, vision and life insurance
• Flexible schedules and remote-work opportunities
• Training and career development
• Success sharing plan
• 401(k) matching contributions
• Tuition reimbursement

Job Description A Senior Home Loan Officer is responsible for performing high volume, accurate and timely Real Estate lending functions, including government loans (FHA/VA), in alignment with STCU loan standards and procedures. This position also provides training, mentoring and support to other Home Loan Officers.

• Interview and process first mortgage loan applications, ensuring accurate information.
• Evaluate loan applications, credit reports, title reports, appraisals, inspections and supporting documentation; making mortgage loan recommendations while conforming to guidelines of STCU policies and/or secondary market guidelines.
• Set clear expectations with members on timelines, loan conditions and closing dates.
• Develop working knowledge of Government (FHA/VA) lending guidelines and procedures.

• Deliver quality service to members in order to develop and nurture real estate relationships and increase referrals.
• Develop and maintain relationships with branch employees, as well as business partners for training on real estate products and referral development.
• Attend all closing meetings for purchase transactions.
• Take ownership of issues by acting as the members advocate. Follow through on all commitments.
• Achieve a high level of efficiency in real estate transactions to meet the members’ needs and maximize production.
• Provide members with solutions to financial needs recommending appropriate STCU products and services.
• Identify and coordinate opportunities with other departments maximizing their expertise to fulfill corporate objectives and extend financial aid.

• A minimum of five years mortgage lending experience in a financial services environment. This includes knowledge of mortgage terms, title insurance, and required mortgage processing procedures.
• Previous experience in mentoring, training, and/or coaching strongly preferred.
• This includes knowledge of mortgage terms, title insurance and required mortgage processing procedures.
• National Mortgage Licensing System and Registry (NMLS) registration under the terms of the SAFE Act of 2008 is required.
• Ability to acquire and maintain knowledge of Government (FHA/VA) lending guidelines and procedures.
• Proficient knowledge of MS Office programs including Outlook, Word and Excel.

• Must be able to regularly talk, hear, see and operate a computer keyboard and mouse.
• Occasionally lift, pull/push, and carry up to 10 pounds.

• Exposure to constant or intermittent sounds at a low or moderate level consistent with an office setting.
• Exposure to high-stress, fast-paced, deadline-oriented environment.

Please review our website for more information at www.stcu.org/careers.