SAR Submission Expert

About Vivid

At Vivid, we're reimagining how individuals and businesses manage money. Our all-in-one app opens up a world of financial possibilities: invest in global stocks, ETFs, and over 150 cryptocurrencies, earn cashback on everyday purchases, and access personalised insights to make the most of your finances—all tailored to your lifestyle.
For businesses, Vivid Business offers a powerful suite of tools, including multi-IBAN accounts, high-interest rates, business cashback, team cards, and seamless accounting integrations to streamline operations.
Our mission? Your success. Everyone deserves the chance to see their finances flourish, and we’re dedicated to empowering our customers to make this a reality.
Since our 2020 launch in Germany, Vivid has rapidly expanded across Europe, earning the trust of over 500,000 customers looking for a simpler, smarter way to grow their wealth. With over €200 million raised from top investors and a valuation of €775 million, Vivid is where modern finance meets real opportunity. Join us and experience a new way to thrive financially.

• 3+ years of experience across transaction monitoring, AML investigations, and end-to-end suspicious activity analysis, including SAR/STR drafting, within a financial institution, fintech, or similar environment.

• Strong understanding of AML/CTF regulatory frameworks and reporting obligations.

• Exceptional attention to detail and ability to manage sensitive information with discretion.

• Strong written communication skills and ability to work effectively in a remote setting.

• Self-motivated and able to work independently with minimal supervision.

• Background in fintech, crypto, or digital financial services.

• Familiarity with reporting to agencies such as FinCEN or equivalent international bodies.

• AML certifications such as CAMS are a plus but not required.

• A fully remote work environment with a flexible and collaborative culture.

• Opportunity to play a key role in a compliance-driven fintech operation.

• Supportive team environment with opportunities for professional growth.

We are seeking a highly detail-oriented and compliance-driven Suspicious Activity Report (SAR) Submission Expert to join our team. This role is essential in ensuring that all SARs are accurately reviewed, finalized, and submitted in alignment with applicable regulatory and internal standards.

The ideal candidate will bring strong experience in anti-money laundering (AML) compliance and a solid understanding of SAR preparation and reporting processes within the financial services or fintech space.

• Analyse transactional and customer activity to identify AML, fraud, and sanctions risks

• Review, improve, and validate SARs to ensure clarity, structure, and regulatory alignment

• Identify potential gaps or areas of concern within SAR content and elevate appropriately.

• Ensure SAR narratives clearly explain why activity is suspicious

• Challenge unnecessary SAR submissions or customer blocking using a risk-based approach

• Maintain clear and audit-ready documentation

• Stay informed on evolving AML/CTF regulations and typologies

• Collaborate with internal stakeholders to ensure consistency in reporting practices.