Senior Financial Crime Officer; Spain

Senior Financial Crime Officer (Spain)

We are seeking a Senior Financial Crime Officer to support the AML Lead in managing complex financial crime operations across the business. This role sits in the first line of defence and plays a critical role in escalations, regulatory interactions, and continuous improvement of AML processes.

You will work on high-risk and non-standard cases that require deep analytical judgment, including SNC and PEP escalations, complex KYB and EDD reviews, SAR filings to Spanish authorities, and oversight of analyst output. You will also help shape how Crossmint scales its financial crime controls through process optimisation and automation.

For context, Crossmint recently secured MiCA authorization from Spain’s CNMV, positioning Crossmint as a fully regulated crypto asset service provider with pas sporting rights to operate across all 27 EU member states.

This is a hands-on role for someone who enjoys solving hard problems, working with regulators, and building robust AML operations in a fast-moving crypto and fintech environment.

• Financial Crime Operations & Escalations: Perform 4-eye check controls on analyst work across screening, transaction monitoring, and investigations.
• Review and resolve SNC and PEP hits that cannot be discarded through standard indicators or rules.
• Conduct KYB and Enhanced Due Diligence (EDD) on companies with complex ownership structures, regulated activities, or exposure to high-risk jurisdictions.
• Analyze complex corporate structures, beneficial ownership chains, and control relationships across multiple geographies.

• Prepare, draft, and file SARs (Comunicaciones por Indicio) to Banco de España/SEPBLAC.
• Support responses to information requests, inquiries, and examinations from Spanish authorities.
• Assist the AML Lead in maintaining clear, consistent, and defensible documentation for regulatory purposes.

• Oversee transaction monitoring escalations and investigations involving high-risk typologies.
• Provide expert judgment on unusual or complex transaction patterns, including crypto-related activity.
• Help refine risk scenarios, thresholds, and escalation criteria in collaboration with the AML and product teams.

• Identify gaps, inefficiencies, and manual bottlenecks in AML workflows.
• Drive process optimisation and automation initiatives, working with operations, product, and engineering.
• Contribute to the evolution of internal policies, procedures, and playbooks as the business scales.

• Minimum 4 years of experience in first-line-of-defence AML roles such as screening, transaction monitoring, or investigations, or 2 years in a second-line-of-defence role involving oversight, QA, or regulatory engagement.
• Proven experience filing “Comunicaciones por Indicio” and managing communications with SEPBLAC.
• Strong background analyzing complex corporate structures, beneficial ownership, and control frameworks, particularly in high-risk or opaque jurisdictions.
• Solid understanding of EU and Spanish AML frameworks and financial crime typologies.
• Excellent analytical skills, attention to detail, and sound professional judgment.
• Ability to operate effectively in fast-paced, evolving environments with a high degree of ownership.

• Experience working in crypto, Web3, fintech, or payments compliance environments.
• Prior experience interacting with Banco de España in AML-related roles.
• Familiarity with AML and fraud tooling such as Persona, Elliptic, Sardine, or similar platforms.
• Experience contributing to automation or tooling improvements in AML operations.

At Crossmint, you will help build and scale the financial crime controls behind critical onchain financial infrastructure used by leading fintechs and enterprises. You will work closely with senior compliance leadership, have real exposure to regulators, and play a meaningful role in shaping how AML operations evolve in a crypto-native environment.

• Highly competitive compensation.
• Unlimited Paid Time Off.
• Company laptop.
• Two annual performance reviews addressing performance, bonuses, promotions, and market-adjusted salary considerations.
• Annual home office and productivity stipend.
• Daily stipend for in-office meals and/or commuting.
• Three company-paid off-sites each year (e.g., Miami, Lisbon, Medellín, Panamá).
• Health + Dental insurance fully covered by Crossmint.
• Flexible retribution with tax benefits through Cobee.

We welcome applicants who meet approximately 75% of the listed requirements. Skills can be learned, and diversity strengthens our team. We are committed to a respectful, harassment-free, and inclusive work environment as an equal opportunity employer.

If you are interested, please apply. Follow us on Linked In and Twitter to stay updated with our latest activity.