Mortgage Loan Officer

We are a small but growing mortgage brokerage that has recently invested thousands into new software, a new website, and new marketing campaigns, including social media. Applicants will be the first to be considered for promotion and growth roles with the company. Future roles include a sales manager and an operations manager as the company grows.

Enjoy the freedom of a work-from-home environment, no micro-management, marketing and lead assistance provided, plus bonuses.

Our work environment includes:

• Work-from-home days
• Growth opportunities
• Relaxed atmosphere
• On-the-job training
• Company perks
• Lively atmosphere
• Safe work environment

• Contact and pitch realtors on using our company to help their clients with their mortgage needs.
• Develop and maintain relationships with clients to understand their mortgage needs and provide appropriate loan solutions.
• Evaluate loan applications and determine eligibility based on creditworthiness, income, and other factors.
• Guide clients through the loan application process, including gathering necessary documentation and ensuring compliance with regulations.
• Collaborate with underwriters, processors, and other internal teams to assist with timely and accurate loan processing.
• Provide exceptional customer service throughout the loan origination process, addressing client inquiries and concerns.
• Stay up-to-date on industry trends, regulations, and changes in lending practices.
• Meet or exceed sales targets by actively promoting loan programs and services.

• Strong knowledge of mortgage sales and loan processing
• Familiarity with industry software such as Arive and Lender Price (not required)
• Excellent communication and interpersonal skills to build rapport with clients
• Ability to analyze client's credit profile and make informed lending decisions
• Detail-oriented with strong organizational skills to manage multiple loan applications simultaneously
• Proficient in negotiating terms and conditions of loans within established guidelines
• Knowledge of federal regulations, including TILA (Truth in Lending Act) requirements
• Experience with Conventional, FHA, VA, and USDA guidelines

Note:

This job description is not exhaustive and may be subject to change or modification at any time.

While this is remote position, we are ideally looking for someone located in the Richmond, VA area or surrounding counties (Hanover, Chesterfield, Henrico).

This is currently a 100% commission role, but we aim to quickly add a base salary once the candidate's sales are established.

United Financial Mortgage, LLC is an equal-opportunity employer.

Job Type: Full-time

Salary: $50,000.00 - $ per year

Schedule:

• 8-hour shift
• Monday to Friday

Work setting:

• Remote

Supplemental pay types:

• Bonus opportunities
• Commission pay

Education:

• Bachelor's (Preferred)

Experience:

• Mortgage Loan Officer: 1 year (Preferred)

Language:

License/Certification:

• MLO License in the state of Virginia (Preferred)