Credit Analyst

Overview

Title:

Credit Analyst —

Location:

New York, NY

• Responsible for the front-to-end BCA (Business Credit Analysis) process of assigned accounts as primary analyst by performing independent, forward-looking credit analysis of current and prospective clients and act as a secondary analyst as needed.
• Provide rating and limits recommendation based on the analysis.
• Serve as a Credit Analyst point of contact during deal underwriting, working closely with clients, relationship managers, legal and internal teams to manage internal compliance, booking and funding process.
• Plan and conduct the overall credit process and proactive monitoring of credit events for assigned accounts.
• Keep up to date with industry news/events and possible impacts on the assigned accounts.
• Evaluate and understand risk associated with individual transactions, products, borrowers and counter parties.
• Ensure compliance of all internal and regulatory credit/other portfolio related policies in conjunction with GAM (Global Account Manager).
• Monitor Risk Triggers, Covenants and other credit conditions and ad hoc credit reports appropriately.
• Monitor, in conjunction with Funds Risk, ISDA NAV triggers and track the evolution of client performance and risk profiles over time.
• Ensure Zero BCA overdue and work to minimize extensions.
• Ensuring compliance with all internal and regulatory credit/other portfolio related policies in conjunction with Global Relationship Managers (GAM).
• Remote work may be permitted within a commutable distance from the worksite, in accordance with Standard Chartered Bank policy.

• Must have a Bachelor’s degree or foreign equivalent in Finance, Economics, or a related field and three (3) years of experience in the job offered or in a related position.
• Must have three (3) years of experience with:
  Negotiating credit terms for ISDA, Credit Support Annex (CSA) and Global Master Repurchase (GMRA) agreements;
  Working with internal and external counter parties, including legal counsels, peer banks, and investors to analyze credit risk of clients;
  Monitoring industry developments and credit events within U.S and Latin America markets;
  Performing financial statements and credit analysis using client management systems, including assigning internal credit ratings and recommending credit limits based on the bank's risk appetite;
  Analyzing credit risks of emerging markets and U.S capital products and services including lending products, trade products, corporate finance offerings, financial markets business;
  Facilitating execution of transaction based upon knowledge of Latin America and U.S markets environment and regulations.

$150,000/year-$155,000/year

Full time;
Mon – Fri (40 hours per week) EOE.

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This job opportunity is eligible for our Employee Referral Program. Please refer to our Employee Referral Scheme for information relating to the program.