Remote Final QC Due Diligence Underwriter; Credit & Compliance

We are hiring a remote Final QC Due Diligence Underwriter (Credit & Compliance) to support secondary market final mortgage loan review projects. In this role, you will perform final quality control reviews on loans completed by Due Diligence Underwriters and ensure each file is accurate, compliant, and aligned with investor and regulatory guidelines.

• Perform post-reunderwrite final QC reviews on loans underwritten by due diligence underwriters, including credit, compliance, collateral, and data integrity.
• Identify, document, and resolve discrepancies, errors, and missing documentation within the loan file.
• Ensure adherence to investor, agency, and regulatory guidelines, with an emphasis on TRID compliance.
• Provide clear, concise feedback to underwriters and elevate critical issues as needed.
• Collaborate with audit and compliance partners to support continuous improvement.

This is an internal final QC role auditing peer work after reunderwrite, acting as the last quality gate in the due diligence process. The work is very manual, and you’re expected to troubleshoot and fix issues in the loan file. For example, you should be comfortable reading a Compliance Ease-style compliance report, identifying the specific failure(s), knowing exactly where to locate the issue in the file, and correcting it.

• 5+ years of mortgage experience in a secondary market due diligence underwriting environment.
• 2+ years of experience performing due diligence QC reviews.
• Experience performing final QC audits of peer due diligence underwrites (post-reunderwrite).
• Strong knowledge of agency guidelines (Fannie Mae, Freddie Mac) plus FHA/VA and Non-QM products.
• Strong compliance knowledge with an emphasis on TRID.
• Hands‑on experience with Laura Mac and Encompass.
• Excellent attention to detail, strong analytical skills, and the ability to work independently in a fast‑paced, deadline‑driven environment.
• Strong written and verbal communication skills.

Remote within the Mainland U.S. (excluding CA, NV, and NY).

$40.00–$48.00 per hour (based on experience and meeting requirements).