Actuarial Analyst - Remote

Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities.

Come make an impact on the communities we serve as you help us advance health optimization on a global scale. Join us to start Caring. Connecting. Growing together.

As an Actuarial Analyst, you will help build trend forecast models, analyze detailed healthcare claims data, and develop studies that support financial forecasting and strategic planning. You will collaborate with cross‑functional teams to drive innovation, solve complex challenges, and deliver actionable insights for our business partners.

You’ll enjoy the flexibility to work remotely
* from anywhere within the U.S. as you take on some tough challenges. For all hires in the Minneapolis or Washington, D.C. area, you will be required to work in the office a minimum of four days per week.

• Analyze and interpret quantitative data to create and review monthly/quarterly and ad hoc exhibits based on detailed data sets
• Build and maintain analytical and actuarial models to support financial forecasting and analysis
• Extract, aggregate, and interpret complex healthcare claims data for trend identification and problem‑solving
• Perform data mining and analysis that impacts foundational pricing and risk assumptions
• Extract and compile group specific utilization data to support customer reporting requirements
• Assist in the preparation of annual revenue and claim forecasts to determine group‑specific reserves
• Assisting in the development of actuarial data architecture and assumption setting
• Providing detailed summaries, reports and recommendations to assist managerial decision making
• Maintaining the necessary communication and coordination with colleagues, stakeholders, and clients in multiple locations
• Perform quantitative analysis on utilization and cost data to uncover key drivers
• Diagnose root causes of issues and propose practical, data‑driven solutions
• Create visually compelling, accurate, and client‑ready deliverables that tell a clear story
• Prepare reports, schedule project tasks, and coordinate deliverables in a fast‑paced environment
• Apply creative problem‑solving and critical thinking to complex challenges with accountability and precision

You’ll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.

• Bachelor’s degree or equivalent work experience
• 2+ years of experience working in a corporate environment including experience collecting, analyzing and summarizing qualitative/quantitative data
• Be on the Actuarial exam track, having passed 2 or more Actuarial exams
• Expertise working with formulas, calculations, charts, graphs in MS Excel

• Experience working in finance or the health care industry
• Experience working in either SQL, Python, Power BI
• Actuarial experience and/or exposure in dealing with health care claims experience (i.e. understanding of costs, expected claims, diagnosis codes, procedure codes)
• Demonstrated ability to communicate effectively, including written and verbal forms of communication
• Flexibility to manage changing priorities/requirements/deadlines

* All employees working remotely will be required to adhere to United Health Group’s Telecommuter Policy.

Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401(k) contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you’ll find a far-reaching…