Mortgage Loan Processor - Experienced

Description

Take a look at Equity Resources! We are a fun and friendly environment where we work together to meet our daily goals.

• Candidates local to Central Ohio will be asked to work a structured hybrid schedule and can enjoy our corporate office in Newark’s historic downtown square. (Remote work is available for candidates located outside of Central Ohio).
• Choose from flexible hours: 8:30 AM – 5:00 PM with a 30-minute lunch, or 8 AM – 5 PM / 8:30 AM – 5:30 PM with a 1-hour lunch.
• Generous PTO, 10 paid holidays, plus a day off for your birthday!
• Full benefits package (including pet insurance!) first of the month after your first 30 days.
• 401(k) option with a generous company match —helping you grow your retirement savings faster.
• Earn extra cash through our referral programs, $500 for each borrower you refer, and up to $5,000 for referring an experienced Loan Officer.
• Join a stable, employee-focused company that’s been growing since 1993.

• Candidates local to Central Ohio will be asked to work a structured hybrid schedule and can enjoy our corporate office in Newark’s historic downtown square. (Remote work is available for candidates located outside of Central Ohio).
• Choose from flexible hours: 8:30 AM – 5:00 PM with a 30-minute lunch, or 8 AM – 5 PM / 8:30 AM – 5:30 PM with a 1-hour lunch.
• Generous PTO, 10 paid holidays, plus a day off for your birthday!
• Full benefits package (including pet insurance!) first of the month after your first 30 days.
• 401(k) option with a generous company match —helping you grow your retirement savings faster.
• Earn extra cash through our referral programs, $500 for each borrower you refer, and up to $5,000 for referring an experienced Loan Officer.
• Join a stable, employee-focused company that’s been growing since 1993.

• Minimum of 3-years of recent experience processing a full complement of Conventional, FHA, VA, and USDA loans.
• Must reside in a state in which Equity Resources is currently licensed.
• Prefer experience supporting multiple loan officers/originators.
• Ability to manage and process up to 30 client loan files simultaneously, keeping accurate documentation for each loan.
• Experience working in the Encompass LOS is preferred.
• Work independently with minimal supervision, applying sound judgment and attention to detail.
• Organized and thorough in gathering borrower information, verifying documents, and managing files from preapproval to closing.
• Strong interpersonal skills with the ability to build trust and communicate effectively with borrowers, team members, and third-party vendors.

The primary objective of the Mortgage Loan Processor is to make sure loans are fully processed, submitted, approved, closed, and funded with minimal involvement from the Loan Officers/Originators. You will work to obtain and review all client documents, review for accuracy and completeness, and assure that all supporting documentation is sufficient for borrower and subject property in order to close and fund the loan.

You will be responsible for the team pipeline to ensure all closing dates and commitment dates are met. You will interact with the Loan Officers, Underwriters, Back Office, and Closers. You will foster an atmosphere of exceptional customer service and a work environment that is edifying and supportive, creating Raving Fans both internally and externally.

• Answering phone calls on an assigned basis and checking voice mail periodically.
• Keeping clients updated throughout the mortgage process.
• Using existing systems to enable processing and communication up to 30 client loan files at one time.
• Determining financial documents needed for the processing of the mortgage loan.
• Pulling Credit Bureaus and working with the Credit Bureau to update customer accounts.
• Sending all verification requests necessary to complete a loan package (i.e. verification of mortgage, verification of deposit, verification of employment, etc.).
• Ordering all items necessary to completely underwrite a loan file (appraisals, title searches, payoffs, etc.).
• Submitting customer files through automated underwriting.
• Maintain…