Finance & Credit Assistant

Job Summary

The Finance Assistant will review financing applications to evaluate the creditworthiness of customers and advise on the approval of extending credit. This position provides ample bonus opportunities with top producers earning $30+ per hour.

• Analyze credit applications submitted by sales reps; review submitted applications for accuracy and completion, requesting additional information as needed.
• Verify information and financial history provided; acquire borrowers’ credit reports from major credit reporting bureaus.
• Refer to management for analysis and approval: compile information, upload credit applications, and compose notations detailing the degree of risk involved in the credit request; follow up with sales reps on status of customer acceptance of approval terms.
• Explain different credit options to sales reps and customers.
• Screen leads for credit quality for same‑day and next‑day leads in coordination with Inside and Outside Sales Departments.
• Ensure credit agreements are completed according to policy; calculate and explain payment schedule; accurately and timely upload documents with appropriate notes and details.
• Maintain credit records and files.
• Resolve customer complaints on a case‑by‑case basis.
• Actively foster a team environment and collaborate with the Finance Team and all PHI employees.
• Perform other related duties as assigned.

• Proficient in Microsoft Office Suite or related software, Google Docs, and analysis software.
• 3 to 5 years of experience in consumer lending preferred.
• Loan processing experience a plus.
• CRM software experience, Lead Perfection preferred.
• Excellent verbal and written communication skills.
• Excellent interpersonal, customer service, and sales skills.
• Basic understanding of relevant equipment, policies, procedures and strategies used in credit analysis.
• Ability to identify discrepancies and problems.
• Strong work ethic and reliability.

• 40‑hour workweek, Monday to Friday with on‑call hours weekday evenings and Saturdays.
• Hybrid schedule: work from home two (2) days per week.

• Prolonged periods sitting at a desk and working on a computer.
• Must be able to lift up to 15 pounds at times.

Base hourly pay + bonus; hourly pay $18+/hour based on experience.