Remote Mortgage Underwriter

Responsibilities

• Evaluate mortgage loan applications to ensure compliance with company policies and federal/state regulations

• Analyze borrower financials, credit reports, and property appraisals to determine eligibility

• Assess risk and provide thorough loan decisions with clear explanations and conditions

• Collaborate closely with processors, loan officers, and stakeholders to resolve questions and expedite the process

• Stay up-to-date with industry trends, guidelines, and best practices

• Active DE and/or VA underwriting certification required

• Must have used DE and/or VA designation within the last 11 months

• Minimum 5 years of residential mortgage underwriting experience

• Proven history of longevity in prior roles (average tenure, no frequent job changes)

• Strong understanding of FHA, VA, Conventional, Non-QM, and Jumbo products

• Experience with Encompass strongly preferred

• Excellent analytical, organizational, and problem-solving skills

• Strong communication skills and ability to collaborate effectively in a team environment

• Bachelor’s degree preferred but not required

• Salary: $85,000 – $100,000 per year

• Full benefits package including:

  • Medical, Dental, Vision, Life Insurance

  • 401(k) with employer contribution

  • Paid vacation and sick time

  • Referral program and retirement plan options

Please note that National Mortgage Staffing does not determine the salary, requirements, or qualifications for this role. We are contractually required to follow the criteria set forth by our clients.