Risk Review Senior Analyst - Remote

Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities.

Come make an impact on the communities we serve as you help us advance health optimization on a global scale. Join us to start Caring. Connecting. Growing together.

The Optum Bank Risk Review Sr. Analyst will be responsible for participating in medium to large-scale risk review engagements to help support the execution of the Optum Bank risk review plan. This role reports to the Director of Risk Review and works with Bank stakeholders to complete review engagements focused on risk management processes. The incumbent will effectively document and communicate review fieldwork and findings.

The Risk Review Sr. Analyst will work with the Risk Review team to define review scopes, perform process walkthroughs to assess the adequacy of key controls and develop/perform testing to assess control effectiveness. Reviews will include assessments of adherence with established policies, procedures and regulatory guidance. Key stakeholders include Credit Risk, Investments/Treasury, Finance/Accounting, Operations and Vendor/Affiliate Management.

You'll enjoy the flexibility to work remotely
* from anywhere within the U.S. as you take on some tough challenges. For all hires in the Minneapolis or Washington, D.C. area, you will be required to work in the office a minimum of four days per week.

• Execute risk reviews across key business units within the Bank to help identify control gaps across enterprise risk management and operational control environments
• Develop/update review work papers used to complete risk reviews
• Perform walkthroughs of risk management processes/controls with process owners
• Independently assess the accuracy and timeliness of credit risk ratings and impairment reserves
• Participate in the preparation of reports summarizing conclusions, findings and corrective action plans for business owners and senior management
• Provide effective challenge to existing risk management methodologies, policies and procedures
• Participate in the management of follow up corrective action plans
• Assist in documentation and updates of Risk Review policies and procedures
• Develop and maintain collaborative working relationships with key stakeholders

• Assertive self-starter, with solid verbal and written skills
• Ability to analyze, manage and resolve complex issues with attention to detail
• Ability to interpret governmental regulations, regulatory guidelines and manuals, and recommend appropriate policies and procedures to ensure compliance
• Excellent people-management, project management, and interpersonal skills, including the ability to work well both individually and in a team (in person and virtual) environment across all organizational levels
• Must be able to appropriately prioritize time and manage multiple tasks under tight deadlines
• Demonstrate high integrity and excellent judgment
• Able to work independently

You’ll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.

• Bachelor's degree in Finance, Accounting, Economics, Business or related field
• 3+ years of experience working in a bank or other financial institution with duties focused on credit reviews, process reviews/audits, internal audit, credit risk management, enterprise risk management, and/or bank balance sheet management
• 3+ years of experience working with bank risk management regulatory guidelines
• 3+ years of experience with a functional background in finance and accounting
• 3+ years of review work experience
• Willing or ability to travel 10%

• Experience with commercial, consumer and/or small business…