Remote Underwriter; Private Lending

Position:
Underwriter (Private Money Lending)

Location:

Remote (U.S.)

Work Model:
Remote

Compensation: $90,000–$100,000 base salary

This remote Underwriter role supports private money lending focused on investor, non-owner-occupied properties. You will underwrite construction, DSCR, fix-and-flip, and bridge loans, evaluating borrower strength and collateral risk while documenting clear credit decisions and communicating conditions in a fast-moving environment. Strong recent construction underwriting experience is the key requirement for this hire.

• Underwrite construction loans with a strong focus on recent construction underwriting experience
• Underwrite DSCR loans, evaluating property cash flow and investor risk
• Underwrite fix-and-flip and bridge loans for investor, non-owner-occupied transactions
• Analyze borrower credit, liquidity/reserves, and investor experience/track record
• Review collateral, project scope, and supporting documentation to ensure the file is complete for decisions
• Document underwriting decisions clearly and issue conditions that are specific and actionable
• Partner with processing/closing and other internal teams to keep files moving and resolve issues quickly
• Escalate risk concerns, exceptions, and complex scenarios as appropriate

2+ Years recent Underwriting experience in the following:

• ground up construction underwriting experience
• DSCR underwriting experience
• Fix-and-flip and bridge underwriting experience
• Investor non-owner-occupied underwriting experience
• Experience working with a Private Money lender

National Mortgage Staffing (NMS) is a recruiting firm. Our client sets the position requirements and makes all hiring decision