Client Consultant

CPS, Inc., the leading Retirement Services recruiting team in the U.S., is recruiting on behalf of an independent 3(16) provider.

3(16) Consultant (100% Remote)

We are seeking a skilled 3(16) Consultant to join a growing retirement services team. This role blends technical expertise with client facing leadership and is ideal for professionals who enjoy taking ownership of client relationships while guiding internal teams.

• Serve as the primary relationship owner for an assigned book of 3(16) defined contribution plans.
• Lead client meetings, 3(16) fiduciary discussions, and plan reviews.
• Communicate regularly with clients, advisors, and recordkeepers to ensure satisfaction and retention.
• Identify risks or service gaps and proactively address issues.

• Review annual plan valuations, plan documents, and operational data.
• Review and analyze compliance and non discrimination testing (401(a)(4), 410(b), 414(s), 402(g), 415, etc.).
• Review IRS Form 5500 filings and related documentation.
• Approve plan loans, distributions, and hardships.
• Ensure all regulatory deadlines, notices, and enrollment requirements are met.
• Participate in onboarding and plan conversions for new clients.
• Support plan sponsors during mergers and acquisitions.

• Lead a service pod, mentor administrators, and review work for accuracy and timeliness.
• Provide guidance on priorities, workflow, and client deliverables.
• Collaborate with compliance leadership to strengthen processes and scalable service models.
• Contribute to internal procedure documentation, checklists, and training materials.

• 7-10 years of defined contribution plan administration or 3(16) compliance experience.
• Understanding of 3(16) fiduciary responsibilities and ERISA rules.
• Experience training or mentoring team members.
• Familiarity with tools such as Pension Pro, recordkeeping systems, and plan document platforms.
• Strong communication, organization, and follow through skills.
• Ability to manage sensitive information with discretion.

• Previous leadership within a client service pod or team environment.

• Competitive base salary + bonus.
• Employer paid health insurance premium; optional dental, vision, and supplemental benefits.
• Non elective 401(k) contribution.
• Generous paid time off, sick leave, and paid holidays.
• Paid continuing education and conference attendance.
• Career growth opportunities within a stable, independent firm.
• 100% remote work environment.

To apply: