Remote FHA Underwriter

An established mortgage banker is seeking an experienced
Mortgage Underwriter to join its team.

We’re looking for a collaborative underwriter who thrives on engaging with the origination team and is comfortable picking up the phone to ensure clear communication and accurate loan decisions.

• Evaluate mortgage loan applications to ensure compliance with company policies and federal/state regulations

• Analyze borrower financials, credit reports, and property appraisals to determine eligibility

• Assess risk and provide thorough loan decisions with clear explanations and conditions

• Collaborate closely with processors, loan officers, and stakeholders to resolve questions and expedite the process

• Stay up-to-date with industry trends, guidelines, and best practices

• Active DE is required; VA is a plus

• Must have underwritten frontline new purchase loans within the past 3 years

• Minimum 5 years of residential mortgage underwriting experience

• Strong understanding of FHA, VA, Conventional, Non-QM, and Jumbo products

• Experience with Encompass strongly preferred

• Excellent analytical, organizational, and problem-solving skills

• Strong communication skills and ability to collaborate effectively in a team environment

• Salary: $85,000 – $95,000 per year
  No paid overtime
  Discretionary bonus

• Full benefits package including:

  • Medical, Dental, Vision, Life Insurance

  • 401(k) with employer contribution

  • Paid vacation and sick time