Deposit & Digital Payment Operations Officer

Home State Bank opened its doors to McHenry County in 1915, and for over 110 years we have been serving the McHenry County area. From the beginning, it has been our goal to create a better quality of life for our neighbors, and to work together to build a better community.

Our relationship with the community has remained as strong as it was from our beginning, and it continues to grow today. In the words of Home State Bank's Chief Executive Officer, Steven L. Slack, "We are not just out looking for loans and deposits, we are looking for long-term relationships."

Home State Bank has a Deposit & Digital Payment Operations Officer opening at the downtown Crystal Lake location.

The Deposit & Digital Payment Operations Officer will be responsible for all deposit operations functions and reporting relationships. Responsible for working in close collaboration with Retail teams and Commercial Services to assist in the ongoing development, implementation, oversight, and reporting of deposit, debit card, and electronic banking related fraud/risk management and mitigation initiatives. Responsible for the management/oversight of the technical/back-office support components of online banking and related programs/products.

Effectiveness in this role will require engagement with Retail, Compliance, and IT to identify and support intra-departmental opportunities for risk mitigation, consumer electronic banking and related technology enhancements, related regulatory compliance, automation, and efficiencies. Knowledge of all facets of deposit operations sufficient to manage deposit operations departmental functions as outlined below and support other departmental concerns including IP and Wires required.

TRAINING AND EXPERIENCE

Bachelor's degree in business, finance, economics, marketing, related field, or equivalent work experience.

Five + years of financial services experience.

Supervisory experience is required.

AAP and APRP Nacha Certifications preferred.

Position will require above average ability/aptitude in the areas of reasoning and numerical perception. Position requires demonstration of the following skills: action-orientation, management/leadership, effective collaboration, time management, ability to manage self-development, strong communication and interpersonal skills. Personnel and customer confidentiality are critical.

Make an income while making an impact! If you are looking for an opportunity to make a visible contribution to our community bank and get excited about doing interesting work that matters, then we encourage you to apply. You are able to stop at any branch, fax resume to  or apply online at

Home State Bank offers competitive pay and a generous benefit package that starts the first of the month following hire:

• Medical through BCBS - 3 PPO Plans, and an HMO option if located within Illinois
• Dental PPO through BCBS
• Vision insurance through BCBS Eye Med
• $75,000 in Company Paid Life & ADD and long-term disability insurance
• 401K after 90 days with company match of 3% after a year
• Generous Time Off - 3 weeks paid vacation, 1-week Paid Leave for All Workers and 11 paid FDIC holidays, 1 floating holiday (personal) day
• Tuition reimbursement - courses and books up to $6,000 annually per policy
• Holiday Party at Boulder Ridge Country Club

Northwest Herald "2024 McHenry County Top Workplace Reader Choice Awards"

• TOP Workplace:
  Financial Institution/Service
• TOP Workplace:
  Large Employer (over 100 employees)
• TOP Professional Services
• TOP Family-owned Business
• TOP Business-to-Business Company
• One of the Top Workplaces:
  Giving Back to the Community

Daily Herald "2022 Best Places to Work in Illinois"

• Ranked 10th for Medium Business (100-499 employees)

We are proud to be a diverse workforce that is representative, at all job levels, of the customers we serve. Home State Bank is an equal opportunity employer. All aspects of employment including the decision to hire, promote, discipline, or discharge, will be based on merit, competence, performance, and business needs. We do not discriminate on the basis of race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical condition, pregnancy, genetic information, gender, sexual orientation, gender identity or expression, veteran status, or any other status protected under federal, state, or local law.