Underwriter MCA

At Kalamata Capital Group, our mission is simple. We are passionate about providing fast and easy financing to small businesses to help them grow and create jobs. We combine technology, experience, and common sense to provide many financing options that work best with small businesses. We have real people who try to explain real actionable solutions in easy-to-understand terms.

We are looking for an experienced individual to join our underwriting team. This person must have 2 or more years of experience underwriting MCA’s at an A-Paper Shop , with a strong emphasis on generating approvals. He/she must have the ability to use data driven insights as a guide, but also rely on experience and intuition to make informed decisions. This candidate must be comfortable handling a large number of deals daily, and thrive in a high pressure, results driven environment.

Must be able to adapt quickly and efficiently.

• Responsible for generating approval or decline decision for small business applicants
• Determine the ability of the client to repay financing based on analysis of the client’s cash flow statements, tax returns, and other financial information
• Perform detailed financial analysis on the small business, including trend and ratio analysis, and interpret the financial information to determine credit quality and cash flow adequacy
• Perform other due diligence as needed to determine the creditworthiness of a small business owner
• Work with the Relationship Managers in negotiating credit transactions

• 2 or more years’ experience working in an A-Paper Merchant Cash Advance / financial institution underwriting small businesses
• Strong analytical skills including the ability to read and assess individual and company financial statements
• Proficient in Excel
• Team player with the ability to take initiative
• Detail-oriented, ability to work well under pressure and multi-task
• Strong written and verbal communication skills
• Problem recognition and resolution skills
• Previous experience in a remote environment preferred

This is a remote position.