VP, Chief Compliance Officer

Reprise Financial is on a mission to simplify the financial journey for our customers, making personal loans accessible and transparent. We leverage technology and a customer-first approach to provide fast, reliable personal loans of up to $35,000, ensuring our clients receive the support they need without hidden fees or complex terms. Our commitment to integrity and clarity allows us to foster trust and empower individuals to take control of their finances.

At Reprise Financial, we foster a workplace built on innovation, collaboration, and kindness. Our mission to simplify the financial journey for our customers inspires us to exceed expectations and make a meaningful impact.

We provide the tools, resources, and support for employees to thrive in a dynamic, customer-focused environment. Transparency, continuous improvement, and open communication drive our culture of trust and excellence, where new ideas are valued, and growth is encouraged.

Join Reprise Financial and be part of a team where your contributions are recognized, and you have the opportunity to innovate, grow, and make a positive difference.

The Chief Compliance Officer serves as Reprise Financials senior-most compliance leader and is responsible for establishing, overseeing, and continuously enhancing the company’s enterprise-wide Compliance Management System. Reporting directly to the Chief Executive Officer, the CCO provides strategic leadership and oversight of all compliance activities related to Reprise’s consumer lending operations, working with the General Counsel to ensure adherence to applicable federal and state laws and regulations.

The CCO is accountable for ensuring Reprise Financial maintains a strong culture of compliance while supporting responsible business growth. This role requires a highly experienced compliance executive with deep knowledge of consumer financial services regulation and a proven ability to operate effectively in a fast-paced, high-growth environment.

• Serve as the primary regulatory liaison, working with counsel as appropriate, for all supervisory examinations, inquiries, and enforcement matters involving the CFPB, FTC, state attorneys general, state banking regulators, and other applicable agencies, including end‑to‑end exam management and remediation.
• Monitor federal and state regulatory developments, rule making, and enforcement trends, translating regulatory change into clear, actionable guidance for the business.
• Oversee state lending licensure, including applications, renewals, and market expansion activities.
• Lead enterprise consumer protection programs, including UDAAP and Fair Lending, overseeing risk assessments, compliance testing, marketing and product reviews, and regulatory analysis.
• Ensure compliance with all applicable federal and state consumer financial laws governing personal lending and related consumer credit products.
• Partner cross‑functionally with Product, Marketing, Pricing, Technology, and Operations to embed compliance into lending product development and ongoing business activities.
• Own the enterprise complaint management program, including CFPB complaint responses, root cause analysis, trend reporting, and the use of complaint insights to reduce regulatory and consumer risk.
• Maintain a robust third‑party compliance oversight program, including due diligence and ongoing monitoring of vendors, service providers, and marketing partners.
• Develop and oversee role‑based compliance training programs and metrics, and champion a strong speak‑up culture across the organization.
• Provide regular compliance reporting to executive leadership and the Board of Directors, including regulatory developments, risk assessments, examination outcomes, and program effectiveness.
• Serve as a key member of enterprise governance and risk committees, including those overseeing risk management, credit policy, and product governance.
• Build, lead, and scale a high‑performing compliance organization, aligning team structure, priorities, and resources with business growth and regulatory expectations.

• 12+ years of progressive compliance experience…