Liquidity Manager​/Payments Operations Manager

Tangem is a high-tech company in the blockchain sector was founded in 2017, headquartered in Zug, Switzerland, with branches in North America, Eastern Europe, and APAC.

Tangem started with the idea of bringing digital assets to the masses using a unique combination of a smartcard-based hardware wallet and mobile applications. Company owns and promotes the technology of hardware cold-wallet for digital assets with secure and simple UX in 220 countries today. Our customers enjoy setup time within 1 minute with the ultimate security level for digital assets on their wallet.

Tangem solutions offer multi-support of a growing number of thousands of tokens by a single wallet. SBI Crypto Investment Ltd., the digital asset venture investment company wholly owned by SBI Holdings Inc., has invested $15 million into Tangem in 2019 for mass adoption of blockchain technology.

We are looking for a structured and hands-onLiquidity Managerto oversee and optimize our global payment flows, provider performance, and cost structure. This role combines elements of finance operations, payments infrastructure, and cash management — ensuring reliable, cost-efficient, and scalable money movement across jurisdictions and providers.

• Manage day-to-dayinteractions with payment providers, monitor service quality, and troubleshoot issues
• Support the finance team onsettlements, payouts, and reconciliationprocesses
• Oversee the onboarding and integration of newpayment methods and channels
• Calculate and maintainup-to-date commission modelsto support ourunit economics
• Analyzepayment and provider costs by regionto identify optimization opportunities
• Propose and implementflow restructurings across legal entitiesfor more efficient settlement and cash positioning
• Design and maintainprovider routing strategiesto ensure failover resilience and redundancy
• Collaborate with the engineering team onintegrating provider reporting into ERPand internal dashboards
• Conduct ongoingperformance monitoring and benchmarkingof payment providers
• Review and verify invoicesfrom vendors and partners to ensure accuracy and alignment with contracts

• 3+ years of experience infinance operations, treasury, or payments
• Strong understanding ofglobal payment systems, PSPs, and financial flows
• Excellent analytical skills — able to build and explain financial models
• Structured communicator and self-starter with a bias toward ownership
• Experience working cross-functionally with finance, product, and engineering
• Fluent English; strong documentation and vendor management skills

• Stability, growth, participation in shaping the future unicorn;
• Remote work from any location, schedule based on GMT+3;