Director - Rating Plan

Director – Home Rating Plan, Actuarial Department Job Overview

Step into a leadership role where your expertise directly shapes the future of home insurance pricing. As Director– Home Rating Plan, you’ll lead a high‑performing team of actuaries, analysts, and emerging data scientists to drive smarter, more innovative pricing strategies.

In this role, you’ll own the end‑to‑end evaluation and evolution of the home rating plan, analyzing data, identifying opportunities, and translating insights into impactful recommendations that support profitable growth. You’ll play a critical role in advancing pricing initiatives, championing innovation, and guiding continuous improvement through research, iteration, and forward‑thinking solutions.

This is an opportunity to influence strategy, develop top talent, and make a measurable impact on the company’s performance.

• Oversee and guide the development of innovative pricing strategies for the home line of business.
• Collaborate with data scientists, state management, and rating and implementation teams to develop and implement enhancements to the home rating plan.
• Monitor and analyze market trends and competitor pricing systems and strategies to aid in the development of new rating elements.
• Identify and work with third‑party vendors to enhance data available for pricing accuracy.
• Monitor impact of implemented initiatives to ensure accuracy of implementation and achievement of desired business outcomes.
• Lead and motivate a team of actuaries, analysts and junior data scientists to accomplish company strategies and goals.
• Present findings and recommendations to Actuarial and State Management leadership and other stakeholders.
• Provide guidance and statistical support for rate filings associated with recommendations, including the incorporation of state restrictions into new features and supporting communication with Departments of Insurance to gain state approval.

• Credentialed Member of the Casualty Actuarial Society (ACAS or FCAS) or Charted Property Casualty Underwriter (CPCU) designation preferred.
• 7-10 years of progressive experience in property casualty personal lines insurance (Home preferred) pricing/product analytical areas.
• Strong proficiency in actuarial software and tools.
• Excellent analytical and problem‑solving skills, with the ability to interpret complex data and make informed decisions.
• Strong communication and presentation skills, with the ability to convey technical information to various stakeholders.
• Proven leadership experience, with the ability to manage and develop a team of actuaries and analysts.
• Ability to work collaboratively in a fast‑paced and dynamic environment.
• Experience with rating plan development, analysis, and implementation.
• Strong project management skills, with the ability to lead large‑scale projects and manage multiple projects simultaneously.

• Medical, dental, vision coverage, short‑ and long‑term disability, and life insurance
• Paid Vacation – you will receive at least 13 vacation days in the first 12 months, amounts could be greater depending on the role. While able to use prior to accrual, vacation time will accrue monthly
• Holidays – 14 paid holidays observed
• Sick time – 6 days sick time at hire, 6 additional days sick time at 90 days of employment
• Generous 401k with company match and immediate vesting. Additionally, annual 3% non‑elective employer contribution
• Annual Success Sharing Plan – Paid to eligible employees if company meets or exceeds combined ratio, growth and/or service goals
• Generous leave programs, including paid parental bonding leave
• Student Loan Repayment and Tuition Reimbursement programs
• Generous fitness and wellness reimbursement
• Employee community involvement
• Strong relationships, lifelong friendships
• Opportunities for advancement in a successful and growing company

This role is open to full‑time remote work, or hybrid onsite in our Lincoln, RI office. Normal business hours are 8 am–5 pm Eastern Time. This role does not currently offer employment visa sponsorship.
Salary range: $149,000–$229,000
. Posting closes on 6/19/26.

Equal Opportunity Policy:
All qualified applicants who are authorized to work in the United States will receive consideration for employment without regard to race, color, religion, sex, gender, gender identity, gender expression, sexual orientation, family status, ethnicity, age, national origin, ancestry, physical and/or mental disability, mental condition, military status, genetic information or any other class protected by law. The Age Discrimination in Employment Act prohibits discrimination on the basis of age with respect to individuals who are 40 years of age or older.

Employees are subject to the provisions of the Workers’ Compensation Act.