Mortgage Loan Originator

Overview

Join a high‑performing, expanding $1.5B community bank with $3.2B in total assets under our care, where people, purpose, and opportunity come together to drive meaningful impact. At State Bank, we are building a culture grounded in collaboration, innovation, and integrity, while continuing to invest in our people and the communities we serve. We value individuals who take initiative, think strategically, and are committed to both personal and organizational growth.

If you feel you have what it takes to become part of a high‑performing team of professionals and deliver regional growth goals in a competitive landscape and enjoy strong financial recognition for your leadership and work this opportunity just might be for you.

Join a high‑performing, expanding $1.5B community bank with $3.2B in total assets under our care, where people, purpose, and opportunity come together to drive meaningful impact. At State Bank, we are building a culture grounded in collaboration, innovation, and integrity, while continuing to invest in our people and the communities we serve. We value individuals who take initiative, think strategically, and are committed to both personal and organizational growth.

If you feel you have what it takes to become part of a high‑performing team of professionals and deliver regional growth goals in a competitive landscape and enjoy strong financial recognition for your leadership and work this opportunity just might be for you.

A B.S. or B.A. degree in a business-related field or equivalent knowledge.

A minimum of two (2) years of experience in related positions normally required.

• Proficient reading, writing, grammar, and mathematics skills.
• Thorough knowledge of current mortgage lending regulations, i.e., Reg. B, RESPA, HMDA, Reg. Z, etc.
• Excellent interpersonal relations, communication and sales skills.
• Proficient PC skills.
• A working knowledge of bank operating policies and procedures which impact mortgage loan services.
• A thorough knowledge of the features and benefits of all bank mortgage loan products and services.
• A thorough knowledge of the mortgage lending documents.
• A thorough knowledge of real estate law and credit underwriting guidelines.
• Visual and auditory skills.
• Valid driver s license.
• Ability to work flexible schedule.

Responsible for actively participating in the bank's sales and business development program; performing various duties to develop new mortgage business, including but not limited customarily and regularly engaging in sales activities away from the Bank’s offices and any home office; reporting pertinent information to the immediate supervisor and providing required information on sales and service activities; maintaining a current knowledge of applicable laws and regulations.

• Actively participates in the bank's sales and business development program as follows:

• Jointly establishes quantitative sales objectives, with assigned supervisor, on an annual basis; this activity to be done in conjunction with the Mortgage Division's annual marketing/sales plan; achieves these objectives.
• Solicits, via in-person, off-site contact whenever possible, new business from both present and prospective customers; maintains ongoing contacts with present customers in order to enhance cross-selling activities; maintains detailed records of meetings with prospective or present customers.
• Serves as a member of the bank's sales team and works with other members of the sales/service team in striving to increase sales opportunities.

• Performs a variety of duties to develop new mortgage business including, but not limited to, the following:

• Develops relationships with customers, realtors, and community and civic organizations to generate new business.
• Locates and contacts prospective customers to present the bank's financial services and to ascertain banking needs.
• Develops financial plans based on type of loan services as required by customers.
• Spends time engaged in sales activities each week away from the Bank’s offices and away from any home office.

• Reports pertinent information to the immediate…