AML Senior Investigator - Special Investigations Unit

AML Senior Investigator I - Special Investigations Unit

The Anti‑Money Laundering (AML) Senior Investigator I supports various AML processes, including suspicious activity investigations and other AML processes. The investigator works closely with AML Supervisors and Managers and performs critical functions. The Special Investigations Unit conducts suspicious activity reporting and closing investigations for high‑risk typologies, among other items.

• Build and maintain awareness of the broader context and implications of the various types of risk affecting the business (e.g., financial, legal, reputation, etc.).
• Review system‑generated alerts, assess impact to AML processes, conduct research as required, and document results in written format.
• Write suspicious activity reports, conduct enterprise‑wide reviews of relationships, make closing recommendations, and perform other applicable AML processes in accordance with regulations and time limitations.
• Escalate or resolve issues as appropriate for advanced investigation and analysis.
• Review referrals from various sources (e.g., lines of business, Legal, Senior Management, etc.).
• Self‑manage a queue of alerts, cases, and closing investigations.
• Conduct presentations to Senior Leadership and/or Legal.
• Help maintain operations of a SIU Specialty Desk and actively contribute, which can include keeping desk guides current and decisioning referrals.

• High School Diploma, GED or equivalent certification.
• At least 2 years of Anti‑Money Laundering (AML) or Fraud investigative experience filing Suspicious Activity Reports (SARs).
• At least 1 year of Microsoft Office or Google Suite experience.

• 3+ years of AML or Fraud investigative experience filing SARs.
• Bachelor’s degree.
• Association of Certified Anti‑Money Laundering Specialists (ACAMS), Certified Fraud Examiner (CFE), Certified Financial Crimes Investigator (CFCI), or other relevant certification(s) or industry‑related association membership.

• A secure home office environment that is free from background noise and distractions.
• A reliable private internet connection that is not supplied by cellular data (hot spot).
• Cable or fiber connections are preferred.
• Internet service download speeds must be at least 5 Mbps, with 10 Mbps or higher preferred.
• Sustained ability to maintain latency less than 250 ms in voice calls is required.
• Hard‑wired connectivity is preferred; any use of wireless connectivity must be private and password protected through WPA2‑PSK (AES) encryption.
• A private network is password protected where you have ownership or line of site to every device on the network.
• Capital One reserves the right to request proof of internet provider, speed and service package from the associate.
• Requirements are subject to change as new systems and technology are delivered; notice of changes will be provided.

• Candidates must live within 50 miles driving distance of one of the hub locations (Wilmington, DE; Richmond, VA; Plano, TX; Chicago, IL; McLean, VA) and be comfortable coming in person whenever required with no less than 24 hours’ notice.

• Chicago, IL: $74,200 - $84,700
• McLean, VA: $81,700 - $93,300
• Plano, TX: $74,200 - $84,700
• Richmond, VA: $74,200 - $84,700
• Riverwoods, IL: $74,200 - $84,700
• Wilmington, DE: $74,200 - $84,700

Capital One offers a comprehensive, competitive, and inclusive set of health, financial, and other benefits that support your total well‑being. Eligibility varies based on full or part‑time status, exempt or non‑exempt status, and management level.

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non‑discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug‑free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries.