Credit Analyst - Remote

Climate First Bank is a Florida Benefit Corporation and FDIC‑insured commercial bank committed to sustainability and providing a range of financial services.

Financial Analysis, Credit Evaluation & Decision Support:

• Analyze personal and business financials for potential and existing loan customers.
• Create comprehensive loan approval packages and identify any policy exceptions.
• Present recommendations to senior management and credit committees.

Portfolio Monitoring, Reporting & Data Management:

• Perform required monitoring of existing loan portfolio performance.
• Assist in the due diligence process for audits and exams.
• Maintain various loan related databases.
• Utilize Power BI to create loan reports.

Champion Our Mission, Protect What Matters:

• Embodies commitment to economic, environmental, and racial justice.
• Applies curiosity and interest in sustainability practices and ongoing education.
• Demonstrates understanding of bank policies, procedures, and regulations.
• Questions suspicious activity and collaborates closely with the Compliance department.
• Stays informed on legal context and regulatory requirements and completes all web‑based compliance and IT training.

• Education and Experience – Bachelor’s degree required, preferably in Finance; prior banking experience.
• Entrepreneurial Self‑Starter Mentality – Takes charge of work product, delivers results with little oversight.
• Organization & Efficiency – Manages time effectively, seeks efficiencies, balances attention to detail with big‑picture view.
• Master Communicator – Confident, precise, professional communication across all channels.
• Banking & Fintech Acumen – Strong knowledge of financial products, regulations, and credit underwriting.
• Tech‑Forward and Analytical Thinking – Learns new tools quickly, leverages technology, strong Excel and Power BI skills.
• Commitment to Team Play – Shares ideas, supports colleagues, contributes to team success.

• Remote role.
• Frequent communication in person, via email, text, phone or video chat.
• Regular PC usage, typing, sustained attention to monitor.
• Occasional lifting of basic office files or equipment up to 20 lbs.

Compensation:

• Base salary with eligibility for annual bonus, incentives and equity.

Health Coverage:

• 100% employer‑paid for employees; employer contribution for dependents.
• Health Savings Account (HSA).

Financial Wellness & Wealth Building:

• 401(k) with 6% Employer Match – no vesting period.
• Employee Stock Options.
• 0% Financing for Employee Solar Loans.
• Employee‑Only Mortgage Product with exclusive interest rates and terms.
• 0% Financing for Eligible Electric Vehicles (EVs).
• Referral Incentives.

Generous Paid Time Off:

• 2–4 Weeks of Vacation based on officer level and tenure.
• 64 Hours of Paid Sick Time for all full‑time employees.

Protection & Peace of Mind:

• Company‑Paid Life Insurance.
• Short‑ & Long‑Term Disability Insurance.
• Voluntary Life, Accident & Critical Illness Coverage.
• Employee Assistance Program (EAP) with free counseling, legal, and financial services.

At Climate First Bank we truly believe that our people are our strength and the diverse talents they bring to our workforce are directly linked to our success. Diversity and inclusion are at the core of our values and mission. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law.

In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.