Remote Bilingual Mortgage Processor - Remote

Position: Bilingual Processor

Location: Remote

Work Model: Fully Remote

Compensation: $55,000 to $60,000 base salary, plus a structured bonus

Schedule: Full-time, East Coast hours

This role is responsible for processing mortgage loans from approved status through closing while maintaining communication with all parties involved in the transaction. The position supports a steady pipeline and works closely with borrowers, originators, underwriting, and closing to keep files moving accurately and on time.

• Enter new loan data into the loan origination system for initial submission.
• Prepare and send required initial disclosures.
• Maintain communication with borrowers, loan originators, underwriters, realtors, and builders throughout the loan process.
• Monitor incoming documentation and update the LOS for accurate file tracking.
• Register loans and obtain FHA and VA identification numbers when applicable.
• Order credit reports, mortgage insurance, and appraisal documentation as needed.
• Review appraisal documentation in line with product and investor guidelines.
• Collect documentation needed to clear underwriting conditions and move files to closing.
• Coordinate with the Closing Department and deliver complete files at least 48 hours before scheduled closing.
• Participate in status calls, pipeline meetings, and pre-close checklists.
• Research loan scenarios using underwriting and investor guidelines.
• Support approximately 1 to 5 Loan Originators while managing an active pipeline of about 25 to 30 loans.

• Mortgage processing experience.
• Experience handling files from approved status through closing.
• Experience with Conventional, Bond, FHA, Non-QM, and VA loans.
• Proficiency in Encompass.
• Spanish-speaking ability for day-to-day communication.
• Ability to work East Coast hours.
• Strong communication skills.
• High school diploma or equivalent.
• For remote work, internet bandwidth of at least 20 mbps download and 3 mbps upload.