Senior Accountant

Location

KOHO (CAN)

Full time

Remote

Finance

• Budgeted range for this job CA $82K – CA $110K

At KOHO, we are dedicated to providing pay transparency to all candidates. Compensation at KOHO is determined through various factors including but not limited to: comparable salary market data within Canada, technical skill assessment, a holistic view of previous work history, and internal pay equity with other KOHO team members.

• Opportunity to shape the future of fintech and financially empower a generation of Canadians
• Competitive compensation & equity
• Fantastic, Deeply Engaged Team (check out our engagement scores here!)
• Generous vacation + Wellness days + Flex Days + holiday closure
• Remote-first environment + coworking support + yearly all hands retreat
• Access to coaching & growth programs
• Parental top-up & leave policies
• Comprehensive health benefits
• Power-up budgets for books, home office setup, phone & internet, AI tools, and professional development

We’re on a mission to make financial services better for every Canadian. That means no hidden fees, no predatory interest rates – just financial products designed to help our users spend smart, save more, and build real wealth. We’re a performance organization with a strong heart: we care deeply about outcomes, and everything ties back to our mission – to financially empower a generation of Canadians.

At KOHO, we’re not your average 9-5. We believe real impact comes from people who are trusted, empowered, and supported to do their best work – without sacrificing their lives to do it. We prioritize work-life integration, not just work-life balance. That means asynchronous collaboration, flexible hours, and a remote-first setup built around autonomy and high trust.

KOHO is entering its next chapter – leaner, smarter, more AI-integrated. We’re building for impact, not bureaucracy. If you thrive in environments that value clarity, ownership, and bold thinking, you’ll fit right in.

We’re looking for a Senior Accountant to join our team for a remote role based in Canada. Reporting to the Manager, Financial Reporting
, you’ll be part of a team that is transforming our finance function into a "bank-grade" operation. You will be responsible for full-cycle accounting at KOHO, playing a critical role in building the financial infrastructure required for our transition to a banking license.

• Month End Close – Performing key month end activities (preparation of journal entries and reconciliations) with accuracy and efficiency, delivering "audit-ready" working papers that require minimal review.
• Technical Accounting – Determining accounting treatment for areas like IFRS 9 loan provisioning, debt facility covenants, and equity-based compensation, ensuring our treatment is compliant and well-documented.
• Financial Controls and compliance – Executing and documenting internal controls to ensure our financial data is accurate/secure and managing monthly tax compliance tasks (such as GST/HST filings) to keep us in good standing with auditors and external regulators.
• Automation/AI improvements - Identifying manual bottlenecks in our reconciliation processes and actively working to automate them using our tech stack Netsuite and emerging AI tools.
• Bank license application – Assisting with the transition to a schedule 1 Bank by supporting data migration, setting up new GL structures and preparing for new regulatory reporting requirements.

• Designated Professional: You hold a CPA designation with 3-5+ years of accounting experience, preferably with a background in public practice (audit) or a complex industry environment (fintech/banking).
• IFRS Proficient: You have a strong working knowledge of IFRS and are comfortable applying accounting standards to real-world business scenarios without needing constant guidance.
• Tech & AI: You are an advanced Excel user and proficient with ERP systems (Net Suite preferred). You have a curiosity for AI and automation, always looking for a "better way" to solve repetitive problems.
• Detail-Oriented & Accountable: You take immense pride in…