Commercial Loan Officer II or III

Are you an experienced Commercial Loan Officer with a strong commitment to member service? In this Commercial Loan Officer II or III role, you’ll use your lending expertise to originate and offer commercial loan products that support our members’ financial well‑being. It’s a great opportunity for someone who enjoys collaboration and building strong member relationships. Ready to learn more!

• Originating, evaluating, negotiating, underwriting, and preparing new Member Business Loan applications, with a strong emphasis on commercial real estate and commercial C&I lending
• Serving as the primary point of contact for developing new Member Business relationships throughout Washington, Oregon, and Idaho building and maintaining a strong referral and business network
• Conducting comprehensive credit analysis by compiling, analyzing, and verifying financial statements, tax returns, collateral documentation, and other relevant information to structure sound lending solutions
• Interviewing loan applicants to assess creditworthiness and business viability; clearly communicating loan structures, pricing, terms, collateral requirements, and approval conditions
• Presenting well‑structured loan recommendations to management and/or the Commercial Loan Committee and communicating approval conditions to members
• Ensuring loan packages are completed, accurate, and compliant with internal policy and regulatory requirements prior to closing
• Adhering to fraud prevention protocols, HMDA requirements, and all applicable federal and state regulations governing commercial lending
• Utilizing lending systems to process, close, and maintain loans while ensuring data integrity and confidentiality of member information
• Proactively managing a portfolio of commercial loans by maintaining ongoing relationships with members, monitoring credit performance, identifying risk, and resolving post‑closing issues to maintain portfolio quality
• Providing exceptional member service by responding promptly to inquiries, explaining credit decisions professionally, and delivering a high standard of relationship management
• Designing and structuring complex loan transactions, including tailored terms and covenants, to mitigate risk to the organization
• Mentoring and supporting junior lenders
• Providing insight into portfolio strategy and risk trends

Competitive pay: $/annually plus commissions, plus an annual discretionary incentive plan

• Bachelor’s degree in business with an emphasis in accounting, finance and/or economic courses. Relevant experience may be substituted year‑for‑year for the education requirement
• Minimum three (3) years of relevant commercial lending sales experience
• Knowledge in loan documentation (application and closing)
• Knowledge of investor and commercial lending regulations
• Knowledge of business loan products

Competitive pay: $/annually plus commissions, plus an annual discretionary incentive plan

• Bachelor’s degree in business with an emphasis in accounting, finance and/or economic courses. Relevant experience may be substituted year‑for‑year for the educational requirement
• Minimum of eight (8) years of relevant commercial lending experience
• Knowledge in loan documentation (application and closing)
• Knowledge of investor and commercial lending regulations
• Knowledge of business loan products

330 Union Ave, Olympia WA. Employee must reside and perform all work in the state of Washington. This is a work from home/hybrid position with the exception of occasional on‑site training, meetings and specific organization events.

Monday through Friday 8:30 am to 5:30 pm, full‑time minimum 40 hours per week, with scheduling flexibility to meet service needs for this position.

• Reliable, high‑speed home internet connection
• Private, confidential workspace, away from distractions and other people
• Suitable desk/surface and desk chair

• Medical, Dental, Vision, and Life Insurance with Premiums paid by WSECU
• Full‑Time Regular employees accrue general leave and sick leave, on a monthly basis
• Part‑T…