Licensed Mortgage Loan Officer Fully Remote

Benefits:

• 401(k)
• 401(k) matching
• Flexible schedule
• Training & development

A Mortgage Loan Originator who authorizes and evaluates loan applications, guiding clients through the lending process while ensuring compliance with regulations.

• Evaluate Loan Applications
  :
  Review and assess loan applications to determine eligibility based on creditworthiness and financial history.
• Customer Interaction
  :
  Act as a liaison between clients and financial institutions, explaining loan options and terms in an understandable manner.
• Documentation
  :
  Collect and verify financial information from borrowers, ensuring all necessary documentation is complete and accurate.
• Collaboration
  :
  Work closely with underwriting teams to ensure that loans meet eligibility requirements and underwriting guidelines.
• Relationship Building
  :
  Foster positive relationships with clients and referral sources to generate new business and maintain existing relationships.
• Market Awareness
  :
  Stay updated on market trends, lending laws, and regulations to ensure compliance and provide informed advice to clients.

• Educational Background
  : A valid NMLS number is required.
• Experience
  :
  Prior experience as an MLO required. Retail or brokerage, however experience working in a brokerage is a plus.
• Analytical Skills
  :
  Strong analytical skills to evaluate financial documents and assess creditworthiness.
• Communication Skills
  :
  Excellent verbal and written communication skills to effectively explain loan products and terms to clients.
• Attention to Detail
  :
  Ability to maintain accurate records and ensure compliance with regulatory requirements.

• 100% fully remote position. Your self-sufficiency is your lifeline in this role.
• Assigned territory. We do not believe in competition among loan officers, so when you work for us, we will not bring on any other loan officers in your geographical region.
• In-house processor and licensed LOA is included at no fee/discount in commission. You and your referral partners will have the cell phone number of a licensed LOA to take in loan applications and pre-approval documents, and an in-house processor for your files when they are in contract. This is a huge benefit to build the trust of your team with your referral partners, and allow you to focus on what you do best- originating loans!
• Guaranteed commission rate per BPS. We don’t play the “if you do this, you get that amount of BPS game.” Flat rate BPS for your self-produced leads, and house leads.
• Mentorship. Our broker owner is a highly performing, top-producing Loan Officer in his state, and his mission is to foster and mentor loan officers. You won't be working under a nameless broker who doesn't know what you deal with on a daily basis.