Credit Middle Analyst; Bilingual Japanese

SMBC Group is a top-tier global financial group. Headquartered in Tokyo and with a 400-year history, SMBC Group offers a diverse range of financial services, including banking, leasing, securities, credit cards, and consumer finance. The Group has more than 130 offices and 80,000 employees worldwide in nearly 40 countries. Sumitomo Mitsui Financial Group, Inc. (SMFG) is the holding company of SMBC Group, which is one of the three largest banking groups in Japan.

SMFG’s shares trade on the Tokyo, Nagoya, and New York (NYSE: SMFG) stock exchanges.

In the Americas, SMBC Group has a presence in the US, Canada, Mexico, Brazil, Chile, Colombia, and Peru. Backed by the capital strength of SMBC Group and the value of its relationships in Asia, the Group offers a range of commercial and investment banking services to its corporate, institutional, and municipal clients. It connects a diverse client base to local markets and the organization’s extensive global network.

The Group’s operating companies in the Americas include Sumitomo Mitsui Banking Corp. (SMBC), SMBC Nikko Securities America, Inc., SMBC Capital Markets, Inc., SMBC MANUBANK, JRI America, Inc., SMBC Leasing and Finance, Inc., Banco Sumitomo Mitsui Brasileiro S.A., and Sumitomo Mitsui Finance and Leasing Co., Ltd.

The anticipated salary range for this role is between $67,000.00 and $80,000.00. The specific salary offered to an applicant will be based on their individual qualifications, experiences, and an analysis of the current compensation paid in their geography and the market for similar roles at the time of hire. The role may also be eligible for an annual discretionary incentive award.

In addition to cash compensation, SMBC offers a competitive portfolio of benefits to its employees.

The primary function of this position is to handle day-to-day credit-related processes and activities, including data processing, due date monitoring, documentation, and transaction closing.

• Transaction Support – Supports transaction closing activities. These responsibilities include coordinating with the Legal Department on the preparation and execution of contractual documentation following Credit Application approval, as well as liaising with the Back Office to facilitate post-approval processing. In addition, handles requests related to the issuance of Standby Letters of Credit (L/C) and responds to transaction-related requests from ARP customers.

• Due Date Monitoring – Responsible for monitoring various credit-related due dates. This includes monitoring the expiration dates of security and collateral documents (such as Guarantee Letters and other collateral-related documentation), credit facilities and lines, as well as tracking financial statement submissions and covenant compliance.

• Minimum 3-year experience at a corporate bank or other financial institution.

• Deep and on-hand experience and understanding in banking products including loans, stand‑by letter of credit, derivatives and trade finance.

• Highly proficient MS Excel, Word and PowerPoint skills are required.

• Experience in multi‑cultural workplace is preferred.

• Japanese-English bilingual language skills required.

SMBC’s employees participate in a Hybrid workforce model that provides employees with an opportunity to work from home, as well as, from an SMBC office. SMBC requires that employees live within a reasonable commuting distance of their office location. Prospective candidates will learn more about their specific hybrid work schedule during their interview process. Hybrid work may not be permitted for certain roles, including, for example, certain FINRA‑registered roles for which in‑office attendance for the entire workweek is required.

SMBC provides reasonable accommodations during candidacy for applicants with disabilities consistent with applicable federal, state, and local law. If you need a reasonable accommodation during the application process, please let us know at

EOE, including Disability/veterans