Securitization VP

Vice President, Securitization & Structured Products

Texas Capital is seeking an experienced professional to help build and support the firm’s securitization and structured finance platform across residential mortgage, consumer, commercial, and specialty asset classes. The role involves structuring and executing warehouse facilities and capital markets securitization transactions, providing analytical rigor at the intersection of capital markets, credit analysis, and financial modeling. Candidates with fewer years of experience may be considered for an Associate title.

• Model:
  Build, maintain, and stress‑test cash flow securitization models across ABS and RMBS asset classes.
• Validate:
  Verify collateral performance assumptions, including prepayment speeds, default ratings, loss severities, and delinquency roll rates.
• Structure:
  Design cash flow waterfalls, subordination, reserve accounts, and other credit enhancement mechanisms.
• Analysis:
  Conduct scenario and sensitivity analysis to support rating agency submissions and investor materials.
• Transaction Execution:
  Support end‑to‑end deal execution from collateral diligence through closing, coordinating with issuers, rating agencies, trustees, and legal counsel.
• Preparation:
  Draft offering memoranda, term sheets, investor presentations, and analytics.
• Collaboration:
  
  Interface with trading desks, syndicate, and structuring teams.
• Portfolio & Risk Analytics:
  Monitor performance of existing warehouse exposure; produce periodic surveillance reports and trigger analysis.
• Credit Analysis:
  Identify credit trends and concentration risks.
• Internal Reporting:
  Assist in preparing internal credit committee and risk presentations.

• Minimum 4+ years of experience structuring securitizations (ABS and/or RMBS) at a bank, broker‑dealer, accounting firm, or private credit firm.
• Demonstrated proficiency in cash flow modeling; advanced Excel and/or Python skills.
• Strong understanding of cash flow drivers, including consumer credit fundamentals and prepayment dynamics.
• Familiarity with rating agency methodologies.
• Preferred:
  Bachelor’s degree in finance, economics, mathematics, engineering, or related quantitative field.
• Preferred:
  Experience with INTEX, Bloomberg ABS/MBS analytics, CFA candidate or charter holder.
• Location:
  
  Dallas, Texas. Remote work may be considered.

Texas Capital is an Equal Opportunity Employer.

The duties listed above are the essential functions, or fundamental duties within the job classification. The essential functions of individual positions within the classification may differ. Texas Capital Bank may assign reasonably related additional duties to individual employees consistent with standard departmental policy.