Latin America Credit Risk Officer - Vice President

Job Description:

Job Title Latin America Credit Risk Officer Corporate Title Vice President Location New York, NY Overview

The Latin America Credit Risk Management credit team is tasked with managing the credit risk inherent in Deutsche Bank’s business activities with Latin American clients, including corporates, banks, non-bank financial institutions and sovereign counter parties across the region.

As a Credit Officer you will be responsible for handling loan, derivative (complex and vanilla) and trade-related approvals, setting and monitoring counter party credit limits, negotiating credit terms in relevant agreements, and interfacing with senior management and business personnel on risk issues.

What We Offer YouA diverse and inclusive environment that embraces change, innovation, and collaborationA hybrid working model, allowing for in-office / work from home flexibility, generous vacation, personal and volunteer days Employee Resource Groups support an inclusive workplace for everyone and promote community engagement

Competitive compensation packages including health and wellbeing benefits, retirement savings plans, parental leave, and family building benefits

Educational resources, matching gift and volunteer programs

What You’ll DoThe credit officer will be responsible for the risk management of a portfolio of Latin American counter parties spread across different jurisdictions and asset classes

Provide approval or declination of credit transactions for Latin American clients under delegated credit authorities, or recommend approval to senior Risk officers, ensuring alignment with risk appetite for the relevant Business Unit, Industry and Legal Entity, as well as compliance with Deutsche Bank’s credit standards, policies and procedures

Independently analyze various risk elements of credit transactions in Latin America. Assess the credit strength of the Corporate, FI and Sovereign counter parties and identify structural weaknesses on proposed credit transactions. Assess transaction risks, based upon individual transaction structure, collateral, credit enhancements and documentation, recommend enhancements where necessary

Define and negotiate credit terms in legal documentation (ISDA/ CSA, GMRA, loan agreements, etc.) to ensure that documentation allows for proactive risk management

Assist in rating and structuring transactions to achieve optimal risk/return outcomes

Act as intermediary between business units and senior credit committees to facilitate credit approval and monitoring processes

Monitor individual credit/risk positions and developments within given portfolios, Ensure compliance with all applicable regulatory requirements

How You’ll LeadA reliable team player with a proactive can do attitude and strong work ethic

Influencing, problem solving and stakeholder management skill

Act as intermediary between business units and senior credit stakeholders to facilitate credit approval and monitoring processes

Skills You’ll Need Moderate experience of previous credit (corporates /financial institutions) in Latin American markets;

Bachelors degree in Finance, Accounting, Economics or related fields

Fluency in Spanish is strongly preferred. Portuguese a plus Extensive knowledge and understanding of capital markets products, including vanilla and complex derivatives, as well as commercial banking products (loans, trade finance);

Strong understanding of basic trading documentation and risk mitigation strategies;
Experience in negotiation of derivative contracts and loan documentation

Skills That Will Help You Excel Strong interpersonal, leadership and communications skills (verbal and written) in English and Spanish Significant degree of independence and sound judgment with good attention to details

Strong analytical skills; ability to quickly analyze and assess complex transactions

Self- motivated; takes ownership for own career management, seeking opportunities for continuous development of personal capability and improved performance contribution

Actively supports the Business strategy, plans and values, contributing to the achievement of a high-performance culture

Expectations

It is the Bank’s expectation that…