Senior Middle Ticket Underwriter

Overview

Navitas Credit Corp
, a leading financial services firm and INC Magazine 5000 fastest-growing company
, is seeking a Senior Middle Ticket Underwriter to join our Credit team. We specialize in providing financing solutions to small and mid-sized businesses across the U.S., helping them grow and remain competitive.

At Navitas, you’ll find an entrepreneurial, growth-oriented culture with opportunities to make a meaningful impact while advancing your career. Reporting to the Chief Credit Officer, the Senior Middle Ticket Underwriter is responsible for evaluating and making credit decisions on new business transactions in alignment with Navitas’ credit policies. This role also partners closely with Sales to support deal flow while maintaining sound credit standards.

• Analyze financial statements, tax returns, personal credit reports, Dun & Bradstreet reports and other third party information to determine the borrower’s creditworthiness.
• Complete financial spreads and PD templates as required by Navitas’ credit policies.
• Make credit decisions on transactions within assigned credit authority and make recommendations on transactions requiring local Credit Committee approval or UCBI Bank approval.
• Correspond and interact with Sales personnel to communicate the need for additional credit information as well as communicating justification for decisions.
• Recommend changes to Navitas’ credit guidelines as needed to ensure maximum efficiency while maintaining sound credit decisions.
• Complete assignments within due dates, if applicable.

• 4-year College or University degree preferred, or 5+ years related experience and/or training, or equivalent combination of education and experience.
• Computer skills required:
  Excel spreadsheets
• Previous equipment leasing/loan industry experience required.
• Prior franchise lending experience is a plus.
• Strong analytical and problem-solving abilities
• Excellent mathematical and financial modeling skills
• Highly organized with exceptional attention to detail
• Ability to prioritize, multitask, and work efficiently under tight deadlines
• Sound judgment in complex and non-standard scenarios
• Effective communication skills, including delivering difficult decisions professionally
• Ability to collaborate across teams and manage competing stakeholder needs

• Must be able to pass a criminal background & credit check
• This is a full-time, non-remote position

FLSA Status:

• Non-Exempt

Ready to take your career to the next level? Apply now and become a vital part of our team!

We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state, or local protected class.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.