Appointed Actuary; Charlotte, NC; Hybrid or Remote

Where you’ll work:

Our flexible, hybrid work model offers the option to work remotely or in the office.

As the Appointed Actuary, you’ll be responsible for assessing the asset adequacy for Brighthouse Financial’s operating companies. This senior leadership role reports directly to the Chief Actuary and serves as a critical steward of the organization’s financial strength, providing independent actuarial opinions, leading regulatory engagement, and shaping strategic risk management across complex products and investment portfolios. The role plays a pivotal part in ensuring the company’s long‑term financial stability, influencing enterprise‑wide decisions, and maintaining the confidence of regulators, rating agencies, and key stakeholders.

• Serve as the Appointed Actuary for Brighthouse Life Insurance Company, Brighthouse Life Insurance Company of NY, New England Life Insurance Company, and Brighthouse Reinsurance Company of Delaware; attesting to the statutory reserves and asset adequacy of each company
• Collaborate with the Cash Flow Testing team to ensure asset adequacy analysis is consistently performed in a timely, well‑governed process
• Work closely with Valuation and Experience Studies teams to establish appropriate best estimate assumptions and provisions for adverse deviation
• Prepare and present actuarial materials to senior management and the Board of Directors, translating technical analysis into clear business insights
• Build strong, credible, trusted relationships with regulators and auditors, serving as the key point of contact on actuarial matters
• Lead the engagement with industry groups, such as ACLI, LICONY, and the SOA on emerging actuarial issues
• Develop and communicate company strategy on relevant emerging actuarial issues
• Provide guidance and thought leadership to internal working groups, including GA ALM, Hedging, Reinsurance, and Experience Studies

• FSA and MAAA with 10+ years of industry experience
• At least 3 years of experience serving as an appointed actuary
• Experience in valuation and/or ALM roles
• Deep expertise in asset adequacy testing, VM‑30, statutory valuation, and cash flow modeling
• Strong understanding of life insurance and annuity products
• Proven experience interacting with senior management, regulators, auditors, rating agencies, and Boards
• Exceptional interpersonal skills to build strong partnerships and influence stakeholders
• Ability to translate technical concepts to non‑technical audiences
• Confidence in making decisions, utilizing all available information and considering downstream impacts