Experienced Mortgage Underwriter - Remote

Experienced Mortgage Underwriter - Remote

• Contract

Over $20 Billion in high risk mortgage loans underwritten and audited, including mortgage backed securitization fraud investigations, investor, litigation and agency audit response.

Specializing in third party underwriting, quality control and forensic examination of all mortgage and securitization loan, portfolio and contract audits, including operational risk and quality control policy development.

Agency (FNMA/FHLMC/FHA/VA), legal, foreclosure and repurchase defense reporting and expert witness testimony.

Expert experience in Mortgage Backed Securities agreements and Seller/Purchaser reps and warrants contracts;
Underwriting guideline gap analysis;
Valuation and historic appraisal forensic fraud investigation and support.

Class action litigation portfolio and federal consent order auditing expertise.

• 8+ years of manual underwriting experience for National Bank, Mortgage Conduit or MI Company
• Ability to interpret and apply multiple program guidelines to investor loan files for valid underwriting decision
• Calculate Income, LTV, DTI and credit analysis
• Evaluate Federal and State compliance documentation for completeness

• Dual monitors
• High Speed Network and processing system
• Microsoft Sharepoint, Remote Desktop, Internet Explorer 10, Intermediate Excel, Web-based applications and multiple databases

• Full time, Monday – Friday with additional hours to meet litigation deadlines
• Daily and weekly production assignments
• NO concurrent employment due to conflict requirements of legal matter
• Project estimated to last 4+ months, potential for longer term

• Excellent written, verbal and interpersonal skills
• Self-directed professional able to meet strict deadlines in fast-paced, distance-based team environment
• Professional, ethical conduct and team player able to pass national federal background and reference checks

All your information will be kept confidential according to EEO guidelines.